Unable to register with paypal internal error. How to register with PayPal and pass verification. Cards that are NOT suitable for registration

So, you have read our article "Getting acquainted with the PayPal payment system" and decided to become a user of this most popular payment system in the world. The decision is very logical: the vast world of foreign online shopping will open for you, you will be able to pay for purchases on your own. ebay auction and hundreds of other online marketplaces.

Did you know that the name PayPal consists of two English words: " pay" and " pal" and literally translates as "pay a friend"?

Opening and maintaining a PayPal account is completely free. There will be no surprises here. PayPal, of course, is not a charitable organization, a commission is taken for services, but this applies to recipients of funds, sellers.

To register with Paypal you will need:

A payment card that must have at least a few US dollars in its account (otherwise PayPal will not be able to authorize it). You can find out more about which card to choose for work in our series of articles on this issue.
Email (e-mail). In theory, any email address will do. As a recommendation, we only offer do not use free services, and if there is no alternative to them, then stop at the most secure ones - for example Google Gmail, Yahoo Mail, Yandex Mail.

Registration in any online service is, as you probably already know, not a big deal. And PayPal is technically no exception. However, there are important nuances that you should definitely know about in advance. This company monitors compliance with the rules very carefully and if they are violated, it can simply block not only the violator's account, but also often others associated with it. Accounts with a lifetime ban to register again. What should you know right now?

An individual is allowed to have only one PayPal account (there is only one exception: you can have one personal account for personal purposes, and one corporate account for business).
You can delete your Paypal account, but the procedure is not quick. You submit an application, the account is frozen for 180 days (the period for consideration of possible financial claims against the owner) and then closed approximately one year later. New accounts cannot be opened during this time. All closed accounts are under close scrutiny.
You cannot change the country of registration in your account - unlike other data.
If an account is blocked due to a violation of the rules, the funds on its balance are frozen for 180 days and after this time are transferred to the owner. However, if it turns out that the owner's data is falsified, then he will not be able to receive these funds.

Registration instructions:

You can ask questions about how to register with PayPal on our forum.

According to the reviews of many users: it is advisable to verify the card immediately after registering an account, because. before the card is verified, there are fairly strict limits on the amount of a single payment sent. Verification of the card, as a rule, does not cause any special difficulties for anyone.

Useful information

If you live in one of the CIS countries (except for the Russian Federation and the Baltic countries), then after registering with PayPal, your balance will be zero. Don't worry, it's nothing to worry about, it's supposed to be. Funds will be withdrawn from your bank card as needed. When returning - the funds are returned directly to the card.
Residents of the Russian Federation and the Baltic countries are allowed to accept payments. The funds withdrawn from the card during registration and verification will immediately be credited to their account balance. In order to send a payment, they do not need to replenish the balance - funds can be withdrawn both from the account and directly from the payment card. For example, if there is a certain amount on the balance, but you need to pay more, then the missing funds will be withdrawn from the card.
In Ukraine, Kazakhstan, it is impossible to accept payments on PayPal, as well as withdraw funds from PayPal to a bank account.
After linking the card, no matter what currency it is in, be sure to immediately change the conversion center by setting not Paypal, but your bank as the default center. Otherwise, extra costs will not be avoided.
Do not experiment with PayPal by introducing other people's cards, different bank accounts, etc. Do not draw attention to yourself. Otherwise, you risk being tested.
Do not share your PayPal username and password with third parties. Do not engage in dubious transactions or accept dubious offers where you are asked to pay for something with the promise of huge commissions.
If you will log into your PayPal account from different countries (calculated by IP address) or if there will simply be a large number of visits from different computers, it is possible that the security service may suspect that unauthorized persons have gained access to the account. Such an account risks being blocked, and you may be asked to send copies of documents.
Very often, scammers send fake emails similar to real letters from ebay, PayPal, citybank etc. These letters are different in content, but in the end they require one thing from the user: follow the link in the letter and enter their username and password. As you probably guessed, this whole scheme is designed to swindle your username and password. By following the link, you will be taken to a fake website (usually just a couple of pages) of the company on behalf of which the letter was sent, where you are asked to log in. Falling for this scam and providing personal data to scammers, you can get into serious trouble. There is only one way out: do not believe everything that comes to you by e-mail, no matter how plausible it may look. Check links carefully. Enter your username and password only on the authorization page that you got to by typing the address yourself, or by following a link from your browser bookmarks. And remember: if we are talking about a real payment system, it will never require you to login and password by e-mail. If you received such a letter, it means that it was sent by scammers.
Do not use "instant" (or prepaid/gift) payment cards that can be purchased online. Such cards, as a rule, do not have the name and surname of the owner (you can specify any), as well as a plastic carrier - they simply send you a number and expiration date. The price of using such a card in PayPal can be high - your account will be blocked once and for all. Remember: only a bank can issue a credit (or debit) card, after carefully checking your personal data.
When you return funds (full refund through the "Dispute" or partial refund), the money on the card does not appear instantly. Usually your bank (and the terms depend only on it) keeps them in a "frozen" state for another 3-20 days.

Paypal registration video tutorial

Accountant. "Debit", "Credit", "Balance" - this is where I am, like a fish in water. But the endless numbers are tiring of course. I would like to talk about travel and visit all corners of the globe.

The number of payment systems in the global financial system is not counted in units or even hundreds. There are more popular ones, there are less popular ones, but all serve the same purpose - to make the process of online shopping easy and convenient for the owner of an account in the payment system. PayPal is the most famous system in the world. Registration and use of it is not something complicated. Let's try to verify this.

Registering with PayPal. We open an account. Detailed guide.

You have decided to become a user of this most popular payment system in the world. The decision is very logical: the vast world of foreign online shopping will open for you, you will be able to pay for purchases on the ebay auction and hundreds of other online trading platforms on your own.

Did you know that the name PayPal consists of two English words: "pay" and "pal" and literally translates as "pay a friend"?

Create wallet in Paypal:

A payment card that must have at least a few US dollars in its account (otherwise PayPal will not be able to authorize it). You can learn more about which card to choose for work in our series of articles on this issue.
Email (e-mail). In theory, any email address will do. As a recommendation, we will only suggest not to use free services, and if there is no alternative to them, then stop at the most secure ones - for example, Google Gmail, Yahoo Mail, Yandex Mail.

Registration in any online service is, as you probably already know, not a big deal. And PayPal is technically no exception. However, there are important nuances that you should definitely know about in advance. This company monitors compliance with the rules very carefully and if they are violated, it can simply block not only the violator's account, but often other accounts associated with it with a lifetime ban on registering again. What should you know right now?

An individual is allowed to have only one PayPal account (there is only one exception: you can have one personal account for personal purposes, and one corporate account for business).
You can delete your Paypal account, but the procedure is not quick. You submit an application, the account is frozen for 180 days (the period for consideration of possible financial claims against the owner) and then closed approximately one year later. New accounts cannot be opened during this time. All closed accounts are under close scrutiny.
You cannot change the country of registration in your account - unlike other data.
If an account is blocked due to a violation of the rules, the funds on its balance are frozen for 180 days and after this time are transferred to the owner. However, if it turns out that the owner's data is falsified, then he will not be able to receive these funds.

Step-by-step instructions for registering an electronic wallet:

Whether PayPal determined the country correctly or not, you can find out by the flag icon, usually displayed in the lower right corner of the screen. Depending on the device on which you open the site (smartphone, tablet), the location of the flag on the screen may change.

The Russian language is automatically set only for PayPal Russia (residents of the Russian Federation). For Ukraine, Kazakhstan, the Republic of Belarus, English is set by default, and registration with PayPal must be carried out in it.

If PayPal determined the country incorrectly or you just want to change the interface language, just click on the checkbox, open the list of countries and select the appropriate one.

The choice of language does not affect further registration, the country of residence will be selected separately during further registration.

Then, on the PayPal.com website, in the upper right corner, click the "Register" button.

On the next page, you need to select the type of account you want to create. There are two types to choose from:

Personal account - for individuals (individuals)
Corporate - for a company (legal entities)

After selecting the type of account and clicking "Continue", you will be taken to a page where you will be asked:

Answer the question: “Which country should I indicate when registering?” very simple. Specify the country whose passport you can present if verification is required. If PayPal is closed in your country or there is no possibility of registration at all, remember: any falsification of data in the company is taken very seriously, they can easily identify such accounts and freeze them (along with associated accounts). And, as a rule, together with funds on the balance sheet, which will then be almost impossible to withdraw. The owners of these accounts are prohibited from opening new ones - they will also be closed sooner or later.

The issue of choosing the country of registration is very important, so we paid so much attention to it. Our advice: if you open a PayPal account and your business model is to receive funds from customers, but this is not possible in your country, remember that there are other completely legal methods of receiving. The most famous is, of course, the American company 2CO.com, which provides a comprehensive payment solution, incl. and PayPal acceptance. Thousands of immigrants from the countries of the former Soviet Union have been cooperating with it for many years.

Select country of residence. Take this very seriously! Again, according to PayPal rules, a user can only have one account. There is no possibility to change the country in the account, and when moving / changing citizenship, the support service recommends filing an application to close the old account and open a new one - this will take 6-12 months. The fact is that for different countries PayPal provides a different set of services, different rates etc.
Enter your email address (e-mail). We have already given our recommendations on his choice above. If you have this moment there is no address, please register it first. Do not use someone else's address.

The email address will be your Paypal account ID, i.e. if someone asks for account details, in order to transfer funds, it will be enough to provide an email. Therefore, for convenience, it should be easy to read and, preferably, to remember. A sign of good taste: a short, memorable address. Subsequently, the email can be changed.
Password and confirmation. Minimum eight characters. At least one number and one symbol are required.

Personal data of the owner of the PayPal account

The form is quite simple and there should be no problems with filling it out. You need to enter information for PayPal in Russia in Russian, entering the data in strict accordance with the passport data (passport of a citizen of the Russian Federation).

For residents of other countries best option- enter data in Latin (in English), if possible, focusing on the passport. The only advice that can be given: if you already have an account on the ebay auction, try to match the registration data on PayPal and ebay (e-mail, address, spelling of the first and last name, etc.).

Enter information carefully. Please note that all items are required. For example, we entered abstract data into the questionnaire.

Name– Your Name (For example Andrey)
middle name- Your patronymic (for example, Petrovich)
Surname– Your Surname (For example Ivanov)
Please note that in the form the first name comes first, then the surname and only at the end the patronymic.
Date of Birth– Select your date of birth that matches your passport.
Nationality / Nationality- select your nationality. Or just leave the previously selected country.

For Russians, registering with PayPal requires the introduction of a number and series of a civil passport. Enter the number and series in a row, without spaces.

Also, only Russians, when registering, are required to enter the data of one of three documents to choose from.

Insurance number of an individual personal account ( SNILS) - the number that you will find in the insurance certificate of the state pension insurance.
TIN- taxpayer identification number, a digital code that is assigned to all taxpayers in the Russian Federation. TIN individual consists of 12 digits, you can find it in the certificate of registration with the territorial body of the Federal Tax Service of Russia.
CHI– the number of the compulsory medical insurance policy.

Street / House / Apartment (Street Address)- indicate the address that you can confirm. If PayPal has doubts about the user, he is asked to provide copies of documents that contain the name, surname and address (for example, utility bills) to confirm the address. Additional line in the form is given if the address does not fit in the first one. This address has nothing to do with the delivery address of purchases.

Region, district (Province / Region)– Enter the requested information. For Russia, you can simply enter RU, for Ukraine - UA, for Kazakhstan - KZ, for Lithuania - LT, etc.

Index (Postal Code)- postal code (optional).

Locality (City)- your locality (city).

Number mobile phone(mobile). Carefully enter your mobile phone number, because. it will be used when creating your account. The number is entered in the following format: international country code, city code, phone number (code of Russia - 7, Ukraine - 38). If the number is not accepted, you probably put an extra character somewhere, try writing it without spaces.
User Agreement and Privacy Policy

At the bottom, accept PayPal's "Terms of Use" and "Privacy Policy". You can read it, but these are standard legal documents that are not very easy to read. Just check the box and click the "Agree and create account" button.
Payment card

Now you will be prompted to enter the details of the payment card that will be used when working with PayPal. You can do it later and skip this registration step - just close the window and log into your PayPal.com account. All subsequent actions can be performed there.

If there are no funds on your card (at least the equivalent of several US dollars), then you should postpone entering its details, because. the system will not be able to authorize the card, in which the amount of $1 is blocked for a while and then returned. For residents of the Russian Federation who can accept payments to their PayPal accounts, this amount will be immediately credited to the balance.

Number credit card – enter the number indicated on the front side of your payment card. Without spaces.

expiration date- this is the so-called. "Expiration Date" - the expiration date of the card. Month and year. Indicated on the title side of the card.

Security code- verification code (also called CVC, CVV2). These are the last 3 digits on the back of the card (4 digits for American Express cards). If there is no number on the card, you need to call the bank that issued your card to find out.

If Paypal did not accept your payment card, do not rush to get upset. First of all, you need to figure out why the card was rejected: there can be many reasons for this. Our article will help you, in which we briefly tried to analyze the most likely options.
Email address verification

Check your incoming mail at e-mail box specified during registration. If there is an email from PayPal with the subject “Welcome to PayPal / Welcome to PayPal”, find the “Activate / Activate” button in it and click it.

You will be taken to the PayPal website, where you will also need to enter the password you selected during registration to confirm. Immediately you will be asked to come up with two secret questions, the answer to which you will need to enter if you ever forget your password.

Then on the next page, in "Step 2", select "Click this link if this button is in the body of the email" and enter the confirmation number from the email you received.

If you haven't received any emails from PayPal, you can send yourself an email with a verification code again. To do this, click on the same page at the bottom of the link "request new number confirmation."

Card verification

Now, for full-fledged work with Paypal, you need to verify your payment card. it additional measure security, which will confirm that you are the owner of the card used. By going through this procedure, you will also raise the limits (turnover limit) of your PayPal account.

The card verification process is quite simple. Its essence is as follows: $ 1.95 is withdrawn from your card (this money is subsequently returned either to the card or to the balance), then in the statement of card transactions, in the details of this payment, you find a 4-digit code (the payment details of the payment will look like something like this: "1234PayPal - *EXPUSE" (variations are possible, the first 4 digits are your code), which you need to enter on the PayPal website. You can find out this code through Internet banking, by calling the bank's support service, or by receiving a statement of card transactions. This issue is covered in more detail in the article: PayPal. Account verification.

Open wallet. Useful information (Russia, Belarus)

If you live in one of the CIS countries (except for the Russian Federation and the Baltic countries), then after registering with PayPal, your balance will be zero. Don't worry, it's nothing to worry about, it's supposed to be. Funds will be withdrawn from your bank card as needed. When returning - the funds are returned directly to the card.
Residents of the Russian Federation and the Baltic countries are allowed to accept payments. The funds withdrawn from the card during registration and verification will immediately be credited to their account balance. In order to send a payment, they do not need to replenish the balance - funds can be withdrawn both from the account and directly from the payment card. For example, if there is a certain amount on the balance, but you need to pay more, then the missing funds will be withdrawn from the card.
In Ukraine, Kazakhstan, it is impossible to accept payments on PayPal, as well as withdraw funds from PayPal to a bank account.
After linking the card, no matter what currency it is in, be sure to immediately change the conversion center, setting not Paypal, but your bank as the default center. Otherwise, extra costs will not be avoided.
Do not experiment with PayPal by introducing other people's cards, different bank accounts, etc. Do not draw attention to yourself. Otherwise, you risk being tested.
Do not share your PayPal username and password with third parties. Do not engage in dubious transactions or accept dubious offers where you are asked to pay for something with the promise of huge commissions.
If you log into your PayPal account from different countries (calculated by IP address), or if there are simply a large number of logins from different computers, it is possible that the security service may suspect that unauthorized persons have gained access to the account. Such an account risks being blocked, and you may be asked to send copies of documents.
Very often, scammers send fake emails on the network that look like real emails from ebay, PayPal, City Bank, etc. These emails are different in content, but in the end they require the user to do one thing: follow the link in the email and enter their username and password. As you probably guessed, this whole scheme is designed to swindle your username and password. By following the link, you will be taken to a fake website (usually just a couple of pages) of the company on behalf of which the letter was sent, where you are asked to log in. Falling for this scam and providing personal data to scammers, you can get into serious trouble. There is only one way out: do not believe everything that comes to you by e-mail, no matter how plausible it may look. Check links carefully. Enter your username and password only on the authorization page that you got to by typing the address yourself, or by following a link from your browser bookmarks. And remember: if we are talking about a real payment system, then it will never require you to login and password by e-mail. If you received such a letter, it means that it was sent by scammers.
Do not use "instant" (or prepaid/gift) payment cards that can be purchased online. Such cards, as a rule, do not have the name and surname of the owner (you can specify any), as well as a plastic carrier - they simply send you a number and expiration date. The price of using such a card in PayPal can be high - your account will be blocked once and for all. Remember: only a bank can issue a credit (or debit) card, after carefully checking your personal data.
When you return funds (full refund through the "Dispute" or partial refund), the money does not appear on the card immediately. Usually your bank (and the terms depend only on it) keeps them in a “frozen” state for another 3-20 days.

Source: https://www.vxzone.com/

How to register with PayPal - instructions.

1. Go to the site www.paypal.com and click the "Register" button in the upper right corner.

— Personal account- to make purchases over the Internet, and to be able to send and receive money.
— Corporate account— for receiving payments and issuing invoices for payment to customers.

We choose the necessary option (a personal account is enough to receive payments from microstocks). Click "Continue".

3. Fill out the form: country of residence, email address, password and its confirmation, code.

4. In the form that opens, fill in your first name, surname and patronymic (preferably in Latin), date of birth, citizenship, passport series and number, street and house and apartment number, index, city (will be entered automatically after entering the index), region of residence and phone number . All fields are mandatory.

5. On the next page, "Link your card and start shopping with PayPal now", you can enter your bank card details to complete the identity verification, or click on the "PayPal" icon in the upper left corner and log into your account.

There will be an inscription "Enter basic information to use full set PayPal Features - Verify your email address, add your card, use the app. This information is necessary to pass the verification of the user's identity.

How to pass user identity verification

To do this, in your account, follow the link in the left column below "Check your account limits". There you will see your account limits.
Limits are initially set for the accounts of all users.

Monthly: 200,000.00 RUB - sums up all transactions on the account. (After increasing limits: unlimited)
Single transaction: RUB 60,000.00 (After limits increase: RUB 550,000.00)
Account balance: RUB 60,000.00 (After limit increase: RUB 550,000.00)

To remove these limits, you need to confirm your bank card and your personal data. If you would like to increase your limits, please click on the "Increase Limits" link. If you do not increase the limits, then your account will also have the following limit:
-keeping money on a PayPal account is possible only in rubles (and, accordingly, when receiving money on a PayPal account, they will be converted into rubles at the internal rate of PayPal - the loss will be approximately 2.5%).

By raising the limits, these restrictions will be lifted. To do this, you need to confirm your personal data:

- provide a scanned copy of the passport of a citizen of the Russian Federation (page with photo)
- fill in the form fields with some other information (address, TIN, ...).

After passing the full test, you will be able to accept Money transfers on PayPal without conversion and it will also be possible to store money on PayPal in different currencies.

How to set up a PayPal account to receive money in different currencies

Most microstocks pay fees in USD, but it happens that some pay in EUR (for example, Photolia, registered not from a Russian, but a European site) or JPY. Select the main currency of your account (usually USD is the most convenient) and add the rest from which you receive transfers from microstocks. This is to ensure that payments received in a currency other than the main account currency are not converted.

How to withdraw money from PayPal?

Money can be withdrawn only in the currency of the country of which you are a resident, and only to a bank account opened in this currency (i.e., if you live in Russia, then withdrawal is possible only in rubles to a ruble bank account in a Russian bank). To add an account in your PayPal account, go to the "Account" link in the top menu, then click the "+ Add bank account" button and follow the step-by-step instructions.

PayPal states that card accounts are not suitable for withdrawing money to them (only current bank accounts are suitable), but many users successfully withdraw to card accounts as well. How to do it? For example, if you have a ruble card in Sberbank, then when filling out the details of your PayPal account, indicate not the card number, but its account number, and in the "BIC" field, indicate the number of the branch of Sberbank where you opened the card.

How to verify a PayPal account

To verify your account, PayPal will send you two small amounts in rubles to it, after they arrive on your account (usually in a few days) you must enter these amounts in your PayPal account and the account verification will be completed and it will be possible to withdraw money. When withdrawing funds to a bank account, PayPal has no commissions, but there are losses when converting into rubles from another currency at the internal rate of PayPal (approximately 2.5%).

Source: http://microstocks.info/

PayPal in Ukraine

In this short article we will talk about the conditions for using the PayPal payment system in Ukraine.

Using PayPal in Ukraine. How to pay

PayPal is one of the world's leading payment systems. Which allows you to withdraw money from various sites to your bank account, make purchases on the Internet, and also easily transfer money between accounts within the system.

There are different levels of service that PayPal provides in different countries. At the moment, in Ukraine, you can only spend money from your PayPal account, but not receive it. This model is called Send only and it works in 96 countries.

That is, you can easily create an account in the PayPal payment system, replenish it and spend money from it (for example, for a purchase in an online store). But unfortunately, you will not be able to receive a payment in your favor and withdraw money to your account or card.

The reasons why PayPal does not provide such services to Ukrainians lie in the regulation of disputes with the National Bank of Ukraine. And perhaps simply the lack of interest on the part of PayPal in overcoming bureaucratic difficulties to enter our market.

We should pay tribute to some politicians who are trying to correct this situation and create favorable conditions for doing business on the Internet for Ukrainians.

PayPal will not be in Ukraine for at least another year. PayPal will not work fully in Ukraine in the next 12 months.

Some users resort to trickery, and when registering, they indicate another country in which PayPal works fully. This is a rather risky strategy, as you still won't be able to withdraw money to your Ukrainian account, although you will be able to receive payments and store money in your paypal account.

Also, in the event of any disputes, loss of access to your account or exceeding the limit on transactions, you will be asked to confirm your place of residence by providing a residence permit in the country of registration.

If you make money on the Internet and want to receive money without problems from foreign sites or directly from partners and customers, then I advise you to consider two payment systems that are alternative to PayPal, and are in no way inferior to it in terms of convenience and security.

PayPal Alternative - Payoneer and Skrill

In this blog, I have already talked about various ways earning money on the Internet, and also shared his experience on Upwork. In the matter of withdrawing money from the Internet, there are two leaders (not counting PayPal) that provide the best services with minimal commissions, these are Payoneer and Skrill.
payoneer

The most popular payment system in Ukraine among freelancers and people doing business on the Internet. I have a very detailed article describing all the features and tariffs - Payoneer Ukraine (the information from the article is relevant not only for residents of Ukraine).

In a nutshell about Payoneer: register for free, connect a Ukrainian bank account, if necessary, you can also get a Payoneer bank card. Then withdraw money to payoneer, send it to your account in hryvnia or dollars, or go with a card to any ATM in the world and withdraw money, or pay at the terminal or the Internet for purchases without commission.

I draw your attention to the fact that you can transfer money directly from Payoneer to your Ukrainian bank account (only PrivatBank in hryvnia, any bank in dollars), avoiding additional fees for cashing out. That is, you can receive money in cash in dollars. Plus, you can connect a sole proprietorship account and absolutely legally earn money on the Internet and pay taxes. Convenient, fast and safe.

Now for registration they give a bonus of $ 25

The second most popular payment system. Skrill does not issue its bank card to you, but allows you to transfer money from skrill to a card or account in a Ukrainian bank.

That is, you can withdraw money from any site or receive directly from the client to your skrill e-wallet. Then send them to your bank card and go to withdraw at an ATM or cashier. It was convenient before Payoneer introduced the possibility of withdrawing to an account, but now it turns out to be the same, only more expensive (in Payoneer, the commission for withdrawing to a bank account is 2%, and in Skrill 4-7%).

Conclusion: PayPal in Ukraine

Since in the near future the full-fledged operation of the PayPal payment system in Ukraine is not expected, it is worth choosing alternative ways withdrawal of money from the Internet.

He, in fact, only one - Payoneer. Payoneer provides security and secrecy of transfers, plus the convenience of using a bank card.

SKRILL, when withdrawing money to the PRIVAT card, introduced its re-verification (despite the fact that when replenishing the SKRILL account, it was already verified as "NOT FOR GAMBLING". So, when you try to withdraw money to it, and when you re-verify it, SKRILL this time it doesn't give you the choice to specify "GAMBLING" or "NON-GAMBLING". And makes a request for $ 2 to Private indicating "GAMBLING" there (you do not see this), and PRIVATE according to its policy does not conduct transactions related to gambling in the Internet.Total, SKRILL informs you that the verification failed, try again ..... ARE YOU NOT FUNNY??? For some reason I don’t, because the money is still there, tobish in SKRILL. To my letters to SKRILL replies that I use another card or withdraw via bank transfer - $ 25 commission. So guys - not everything is so pink and beautiful. You can’t withdraw money to PRIVATE from SKRILL. Everyone is bred, SKRILL keeps money to the maximum, or includes a commission.
I found out that in the OTP bank you can open a card even in $, even in euros - without any restrictions from the Bank, etc., without any tricks at all.

Source: http://openeyesdesign.com/

PayPal payment system problems in Ukraine

Ukrainian residents increasingly began to make purchases and foreign online stores. For such operations, you need a reliable payment system in which it is convenient and safe to make transactions, store your money and pay without problems. Therefore, Ukrainian buyers have long turned their attention to the PayPal payment service.

Against the backdrop of growing interest in her company, her management did not keep waiting potential clients and launched its activities on the territory of Ukraine. The main objective of the PayPal payment system is to provide services to everyone and everywhere they need them.

To date, the PayPal payment system is an interesting payment solution for users in many countries. It allows you to conduct financial transactions for paying bills, buying goods, paying for services, and making money transfers.

Since 2002, PayPal has been a subsidiary of the eBay online auction, but now there are rumors about its separation from the online store. This will allow PayPal to develop its business in the field of payments and become an analogue of a full-fledged Internet bank. Almost all the largest online trading platforms cooperate with it, so users from all over the world willingly open payment accounts in the PayPal system. To date, the service has already registered over 137 million active users from 193 countries. The system works with 26 different currencies. No one else can boast of such achievements.

However, for many countries there are restrictions when working with PayPal. This is due to the fact that all the necessary agreements on the operation of the system on their territory have not yet been concluded. The procedure for obtaining permits is lengthy.

PayPal's main advantage is that it provides guarantees to both the buyer and the seller.

Ukraine is also among the countries with limited functionality of the PayPal payment system. This is due to the fact that the service has not yet received a banking license to operate in the country. The procedure for obtaining a license is quite long. If you take Russian Federation, here it took over two years to get it.

The limitation is that Ukrainian users do not have the right to:

withdraw your money from the system account in national currency,
make transactions in hryvnia,
sell goods through the PayPal payment system.

Users can replenish their accounts only in dollars through a bank card and pay for purchases in foreign online stores.

Unlike Ukraine, in Russia, after receiving payment system PayPal of the status of a non-bank credit institution and the expectation of a banking license, users could withdraw money in rubles to their accounts or cards.

The reason for the impossibility of functioning on Ukrainian territory as a full-fledged payment system for PayPal is the imperfect regulatory framework for working with electronic money and the unstable economic situation, especially in recent times. Along with this, problems remain in the development of mobile payments due to the poor performance of telecom operators and the lack of coverage of new communication standards, such as 3G and 4G.

The procedure for registering a Ukrainian user also differs slightly from registering a Russian one.

Registration steps:

1. Go to the website of the PayPal payment system.
2. Select the "Register" or "Sign up" button in the right corner.
3. Select the desired country (if the citizenship is Ukrainian, then you need to select Ukraine).
4. Select your preferred language (if the user prefers to use the system in English language, then choose English, and if the national one is your own, then Ukrainian).
5. To create a personal account, click the "Get Started" button, fill in all required fields in Latin letters only and click "I agree and open an account."
6. To open a business account or a corporate account, complete business details must be provided.
7. Open the check window.
8. Enter the verification characters from the picture.
9. Click the "Continue" button.
10. Bind a plastic card to an account in the system.
11. Follow the link "My Account".
12. Change the status "Unverified" by clicking on the verification link, open the verification window, click "Save and continue".
13. Read the explanations on how to confirm the card, and check card statements within 2-3 days (the duration depends on the client’s bank work schedule and its workload), and then enter a four-digit number - the PayPal payment system code from the statement.
14. Enter the received code and confirm the card.

After confirming the card in the system, all restrictions on payment transactions are removed from it. The user does not need to enter his bank card details, which reduces the risk of the threat of getting them to scammers, but simply enter the PayPal payment system number.

You will also need to confirm the email address that received the registration confirmation email. After all these manipulations, a current account with a limit on money transfers is formed in the system. You can pay via PayPal with a bank card or directly from your account.

Source: http://wmcash24.com/

Registering with PayPal without a passport

In the spring of 2015, the rules for working with a means of payment for Russian citizens have changed. From now on, PayPal requires users' passport details. Previously, it was allowed to register and maintain a wallet, ignoring the verification procedure, but now you cannot do without it. As a result, in order to obtain the functionality of the payment system, the user must provide passport details. This is the only way to turn off the limits and ensure the linking of accounts. However, you still have the option not to provide information about yourself.
Why is this?

Why are you being asked to enter information when registering with PayPal? It seems that specifying passport data is a simple procedure that does not cause difficulties. However, not everyone agrees with this. Some simply cannot understand why they should give out personal information, doubting where this will lead.

Why paypal passport data? It should be noted right away that such requirements are not a simple desire of the company, but a direct requirement of the legislation of the Russian Federation. According to the new rules, information about the owners of profiles is stored on the servers of an organization that operates on the territory of the state. This is considered mandatory and controlled by Roskomnadzor. If such requirements are ignored, the payment system will receive retaliatory measures from the state. Can you trust PayPal? Yes, the information is classified and protected from falling into the hands of scammers.

After the new law, requirements to enter Additional information steel comes to the accounts of old users and is announced when registering in the system. At first, notifications were addressed to anonymous accounts that were not identified in any way. Some users continued to use accounts without confirmation.

This is about the following information:

Full name;
Number and series of the passport;
Date of Birth.

A special introductory form has been developed. Also, among other things, PayPal will require you to submit another document of your choice (TIN, compulsory insurance number, insurance policy, SNILS).

After the procedures, the user will be able to fully use the account without restrictions. If the information is not received by the company from the date of sending the notification within 60 days, then the profile may be blocked. The whole procedure is free, in addition, it allows you to ensure the security of your account.
Restrictions and limits

Why do I need a passport when registering an account? The other side of the check is transfer limits and feature restrictions. When using an anonymous account, the user will not be able to use most of the options. As a result, a single transfer from the Russian Federation cannot exceed the amount of 15 thousand rubles. Also, the total amount of transactions per month should not exceed 40 thousand rubles, which is not so much if the account is used for frequent purchases or business.

Also, the anonymous account holder cannot accept funds from other accounts or withdraw funds from the system. This feature was introduced relatively recently, but it significantly simplified the work with the system. A verified account receives not only whole line advantages of an individual personal account, but also becomes safer. If you try to hack it will be blocked, only the real owner will be able to restore it.
PayPal without a passport

How to register in PayPal without a passport? The situation is simple, users had such an opportunity only until 2015. Now it is impossible to register without a passport in the system. Do not try to enter incorrect data, the profile will be immediately blocked, the user may lose the opportunity to work with PayPal in the future. Today, the entry of personal information is strictly controlled, and there is no way around it. Is it safe to enter passport data? Quite, and there is no need to be afraid of this, because. Paypal verification opens the registering full functionality of the system and makes transfers secure.

For purchases on the Internet and in particular for paying for orders on eBay, you will need to register in the PayPal payment system and link your Visa / MasterCard / Masro / Visa Classic / Visa Electron bank card there.
In principle, registering on PayPal is not difficult, at the time of this writing, there were already more than 169 million users there, so in theory there should be no difficulties. Especially for you, we have prepared a step-by-step instruction with an example of how to create a PayPal account, as well as how to link plastic card to your PayPal account.

Step-by-step instructions on how to register with PayPal and link your card:

1. Go to the PayPal website in Russian https://www.paypal.com/ru/ and click the "Register" button:

2. On the registration page, select the type of account: "Personal account". By the way, earlier here you could also select a country and language, but these items were moved forward a little, so click the "Continue" button.

3. You will be prompted to indicate your country (you need to select from the drop-down list), then enter your email and enter your password 2 times (only numbers and Latin letters can be used in the password, and don't forget to write down your password so you don't forget it later ).
By the way, if you choose the country Ukraine, then everything is filled in in English or in Latin letters, but if Russia, then everything can be entered in Russian, but the ukrov does not require an identification code and a passport number on this page (in principle, there are a lot of prompts out there, it’s difficult to blunt ).
If everything is ok, click the "Continue" button:

4. Now have your passport and TIN (Taxpayer Identification Number) ready. You need to fill out a whole questionnaire, this is how it looks (the data of the owner of the PayPal account and the data of your bank card must match exactly):

Check the correctness of filling out the questionnaire and if everything is OK, press the blue button "Agree and create an account". And here is an example of filling out the paypal registration form:

5. In principle, your account has already been created, you will immediately be prompted to add the card to your PayPal account. Card details can be entered later (if the card is not at hand). You are already authorized on the site and can use your PayPal account. Do not forget to check your mail and confirm your email, a whole instruction will come there (usually the letter contains a link and an activation code that you need to enter on the PayPal website or the Activate / Activate button that automatically activates everything)

If you have a Visa / MasterCard / Maestro card in your hands, then enter 16 digits of your bank card number, then a little lower enter 2 digits for the month and 2 digits for the year (the expiration date of the card, i.e. how long your card is valid for, the information is on the front side your card).
There is a CCV / CCV2 code on the back of your card, it is located on the side of the magnetic strip, where the signature field is and consists of three digits, enter it in the corresponding field in the form to add a card. And if everything is correct, click the Add card button (to skip this step, under the add button there is a link that says "skip now")
Here is an example of adding a card during registration:

6. In general, if you have added a card, a page with congratulations will open in front of you and at the top there will be an "Account" button for logging into your account, just click on it and your personal page, your PayPal profile will open in front of you:
https://www.paypal.com/myaccount/home

7. This is how the PayPal account page looks like (https://www.paypal.com/myaccount/home), by the way, do not forget to check your email and confirm your email (there will be an activation link in the letter).
But that's not all, if you added a card, it does not mean that you linked it to your PayPal account. Now that you have filled out the form, you need to link your card to your PayPal account. To do this, go to the Account section (the button at the top of the account):
https://www.paypal.com/myaccount/wallet

8. You will see a page where you can add, delete and edit your linked cards. If your card has not yet been added, then click the "Add a card" button, but if the card has already been added, then go to the "Classic interface" at the bottom of the page (we will explain why below).
In general, you can confirm your account by clicking on the card icon on this page and then the button to confirm the card appears (at the moment this method does not work, so unsubscribe in the comments if such an opportunity has already appeared)

And here is the actual template for adding a card (EXAMPLE), if you click on the "Add a card" button. First, choose your card type (Visa/Mastercard/Maestro), enter the card number, then the card expiration date (month and year, for example 05/19, these numbers are on the front side of your card), then enter the CCV/CCV2 code that is on the back of your card, from the side of the magnetic strip, where the signature is (3 digits):

9. After clicking on the "Classic interface" button, you will be able to link your added card to your PayPal account. The nuance is that this is an updated stick design and there is no "Link and confirm the card" button (maybe it will be added soon), so you need to go to the classic interface. (this button is located at the bottom of the "Invoice" page, as shown in the picture above)
On the right in the menu of the classic interface, open the "My funds" tab, there will be your added card, next to which you need to click the "Update" button:
https://www.paypal.com/webapps/customerprofile/summary.view

10. And here the treasured button will appear with the inscription "Link and confirm the card" near your card, click on this button to link and confirm your card:
https://www.paypal.com/cgi-bin/customerprofileweb?cmd=_profile-credit-card-new-clickthru&flag_from_account_summary=1

11. On the page that opens, click the "Continue" button. From your card account, about $ 1 will be debited and in the note to this payment there will be a 4-digit PIN code, which must be entered on the PayPal website within 24 hours. (The code will be in the payment description, between the letters PP and CODE). You can find out the pincode in 2 ways, the first option is to call the bank and find out the note to the last payment, and the second option is to go to Internet banking (in your account) and see the payment history there.

12. Now, in order to enter a pin code, at the bottom of the page that opens, click on the "My profile" button:
https://www.paypal.com/cgi-bin/customerprofileweb?cmd=_profile-credit-card-new-clickthru

13. Going to the profile page, next to your card, instead of the "Link and confirm the card" button, there will be a "Enter Paypal code" button, click on it:

14. A form for entering the code (4 digits) will appear, enter it and click the "Confirm card" button:

15. If you entered everything correctly, a message will appear that your card has been successfully verified and now you can make and pay for purchases in any online stores that accept PayPal:

If you have any questions, you can ask them in the comments and we will try to answer them promptly. By the way, if your card does not have a CCV / CCV2 code, call your bank and they will tell you what can be done (sometimes a new card may be required).
If errors pop up when confirming the card, then most likely you have transaction limits or the ability to pay with a card on the Internet is prohibited, to solve the problem, call your bank and say what you are going to do, usually everything is sorted out within 5-10 minutes (tech. support of all banks works around the clock, you can find the contact number of technical support of your bank on the back of your card, usually it is written in small print)

If you work remotely, then you most likely need to receive payment for your work through a payment system such as PayPal. Abroad, this wallet is very popular, and there people do not use WebMoney or, for example, Yandex. many this system intimidating, and of course, most of the fears come from the fact that people simply do not know how to register with PayPal. To do this is actually quite simple, especially since the system is completely localized and translated into Russian. The main thing is to carefully read step by step instructions how to get your wallet in the system.

First of all, it is worth noting that it will be problematic for residents of Belarus, Ukraine and Crimea to use this system, since they will not be able to withdraw money from it. Unfortunately, despite the fact that Crimea is already Russian territory, many restrictions still apply there.

If you are a resident of Russia, then you can use all the possibilities electronic system PayPal payments. To create an account in the system and become the owner of this wallet, you must:

Go to the official website of the payment system and click on the "Register" button.
Now you need to choose the type of account - personal or corporate. The second option can only be selected if you have a registered individual entrepreneur and you can provide the system with all the necessary documents. If this is not the case, then select the "Personal account" option.
Next, you need to enter your personal information. Here is the mail and other important information. Be as responsible as possible when filling out this form. After filling in, click on the "I agree and open an account" button.

Important! It is necessary to fill in all fields only in Latin letters, despite the fact that the entire interface of the site is translated into Russian. This is the only way to register your account. If you do not know how to properly format all the information, then you should contact technical support.

Next, you need to confirm your registration in the system. For this you need to go to mailbox, which you indicated during registration, and the link from the letter. Now you need to click on the "Activate" button already in PayPal itself and enter the password that you came up with in the first step. Next, you need to select Secret Question and answer it. This is done so that in the future you can restore access to your account if you forget your password.

You can skip the step with linking the card to the system, because this procedure can be done later. However, you will have to do it later if you want to replenish your account or, conversely, withdraw money.

You now have a PayPal account that you can use. If you have any problems using this system, you should contact technical support. It is also Russian-speaking, which means you don't have to translate anything.

You can register a wallet very quickly, as you noticed from the description. However, you must enter all your data very carefully so that there are no problems in the future. You must open an account in your own name and enter only real data. It is very important. Otherwise, it may happen that you have to create another account, which means you will lose your time.

If you use PayPal on a regular basis and receive funds to your account, then you should link a card in order to send money to it. The fact is that there is simply no other way to withdraw funds. You cannot send money to other e-wallets or to a phone, for example. Of course, you can use the services of intermediaries, but in this case you will lose a rather simple large percentage on commissions.

You can link to the system absolutely any card of a Russian bank - Sberbank, Alfa-Bank, VTB or Otkritie. The main thing is to be sure to have access to Internet banking, as you need to track verification payments in the final step of linking a bank account. That is why the first step is to register with personal account on the bank's website or mobile application.

In addition, it is through Internet banking that you can get information such as the account number and the BIC of the bank. Otherwise, you will have to visit a bank branch and waste time standing in long lines.

In order to link a bank account to your PayPal account, you must:

Go to the website of the payment system and log in there. The login here is the email address you used when registering. An additional login is not required. To transfer funds from PayPal to PayPal, it is also the email address that is used.
Now click on the "Withdraw Funds" button. You will find this button on the left side of the page.
Here you need to click "Add a card".
Enter all required card details. Now you can replenish the payment system, but you cannot withdraw funds from it.
To withdraw funds, you need to link a bank account by clicking on the appropriate button.
Fill in the fields with the required data.
Click on the "Continue" button.
Once again, very carefully check the details that you entered on the site and click "Continue".

Verification of your data may take several days, so do not expect that you will be able to link your account instantly. Within three working days, two amounts will be credited to your card, they will be very small, for example, 0.45 rubles and 0.02 rubles. You need these numbers in order to complete the binding.

After receiving this money to the account, you need to make a confirmation on the website of the payment system. To do this, go to the PayPal website and click on the "Confirm bank account" button. Enter all the required information and click Continue.

Now your registration on the site is 100% complete, as you can not only accept money to your account, but also withdraw it to the card. Remember that one bank account can only be linked to one account. However, you do not have any restrictions on the number of accounts linked to your account.

Important points when working with PayPal

This payment system is somewhat different from the usual WebMoney and Yandex, and this must be taken into account. If you decide to create a PayPal account, then you need to know about all the features:

Transfer of funds is possible only to your card, which you have linked and confirmed. In this case, funds are sent not by card number, but by account number. This is the main difference from WebMoney or Yandex, because there you can send to any bank cards, even those that are not linked to an account.
You can open a corporate account on PayPal if you are registered. In this case, you can increase the limits on the storage of funds and transfers.
You cannot pay for services and goods from the payment system itself. There is not such an opportunity as on Yandex or WebMoney. Payment is possible only from the seller's website. For example, you need to pay for the Internet, and the provider's website indicates that payment is accepted through PayPal. In this case, the transfer of funds is made through the provider's website.
The site has a serious moderation, which is why in some countries this system is simply not available, for example, as in Ukraine. Although you can still register on the site. However, you can't do anything further.

If you decide to register an account for yourself, then keep in mind that this is not an ordinary electronic wallet. Creating an account only makes sense if you work with people from other countries. If not, then it's not worth the time to register.

As already mentioned above, residents of Ukraine and Belarus cannot fully use this payment system, so there is no point in registering an account. However, you can open a bank account in Russia and use the payment system. Some Internet resources write that residents of Kazakhstan cannot use PayPal either. In reality, this is not so. Residents of Kazakhstan can easily link their cards to the system and make withdrawals. It should be noted that in Kazakhstan, funds are credited to the card instantly. In Russia, such a withdrawal takes five business days, although sometimes money arrives on the same day.

Without any problems, residents of the Baltic states can also use the payment system, since there are no restrictions there. You can receive funds to your account and make money transfers.

Mobile app

If you want to keep track of your account not through a computer, but through a smartphone, then you should install the application from the store. To do this, you do not need to create anything additionally, since you will use the data from the site to enter. A virtual wallet is very convenient to use from a mobile phone, especially if you do not often have access to a computer.

Those who periodically order something in foreign online stores may have noticed that in addition to the standard options for paying with payment cards, there is an option to pay through the system PayPal. This system has a lot of advantages, so today I will tell you in which cases it is better to pay through this system and how to register in it.

Why sign up for PayPal

You need to pay for purchases through PayPal in cases where:

1. doubt the integrity site or the seller - in case the goods are not sent to you or they are sent of inadequate quality, PayPal will return the money to you and will deal with the seller himself. On Ebay, for example, all payments go through PayPal only.

2. doubt that the goods will reach you- in this case, even if the store refuses to reimburse you for the cost of the lost order, PayPal will return the amount, including shipping costs. The same applies to situations where the goods arrived, but were damaged on the way.

All payments made through PayPal are eligible for Buyer Protection. You can dispute the purchase within 180 days after payment.

How to register on PayPal

1. We go to the site PayPal on link and click the button in the upper right corner sign up(Register).

2. In the window that appears, select your country of residence(in the drop-down list), enter the contact email(Your email address), enter password(Create your password) and duplicate it(Confirm your password).

first name- name
last name- surname
Date Of Birth— date of birth in the format “date/month/year”
nationality- nationality from the drop-down list
Street Address 1- address of residence in the format “street name, house number, apartment number” (for example, Avocado str., 15, apt.22)
Street Address 2 (Optional)- if the address does not fit in the previous line, continue in this field. Otherwise, leave the field empty.
city- Current city
Province/Region- area (the field is optional)
Post code- zip code (this field is optional)
Mobile— mobile phone number (note that the country code is determined automatically by the country of registration)

We put a "bird" next to the phrase “I confirm that I read, agree and agree…”(a phrase stating that you have read and agree to the terms of use of PayPal - they can be found at the links and ).

We press the button " Agree and Continue” (agree and continue).

4. Enter the details of your payment card, from which payments will be made (in the future, the card can be changed or an additional one added).

To do this, enter the following data:

card number- 16 digits of your card
MM/YY— card validity period (month/year)
CSC/CVC- three digits reverse side cards
Billing address— address for sending invoices. The registration address you specified is automatically displayed, but you can change it by clicking the Edit button. Since no one actually sends invoices, the address can not be changed.

Click on the button Add Card(Add a map).

5. If you filled out everything correctly, a message about creating an account should appear on the screen, as in the photo below.

6. After that we go to email, which was indicated during registration, and confirm that this is indeed your e-mail. You should receive an email from PayPal, in which you just need to click on the button Yes, this is my email. In the window that opens, enter the password and click on the button Confirm Email Address.

7. The registration process itself is over, but then I advise you to change some settings to make paying via PayPal as convenient and profitable as possible.

For this click on the gear in the upper right corner, and in the tab account change the interface language to Russian in the drop-down list of the line language(I prefer the interface in English, but this is a matter of convenience). For the language change to take effect, you need to log out of your account and log in again.

In the same tab, you can add an address in the block Address, email in block Email and a phone in the block phone(to add something, click on the plus sign in the corresponding block).

8. In the section “ Safety” it is important to change only the section “ test questions” by pressing the button “ Create". Since your card is linked to PayPal, if you log in from an unusual location or if PayPal suspects your account has been hacked, you will not be able to pay until you respond to test questions. Questions must be selected from the drop-down list, and you think over the answers yourself.

How to pay with PayPal

By using PayPal you can pay for purchases on the Internet or transfer money to friends / relatives / anyone.

Paying for online purchases with PayPal

Almost all major foreign online stores work with PayPal. To check if the site you need works with this payment system, before paying, pay attention to the proposed payment methods - if you see paypal icon so you can pay through it.

The payment procedure may vary slightly in different stores, but the principle is as follows (I show on the example of the site Cult Beauty):

1. In the payment section, select the section PayPal and click on the button Proceed to PayPal Checkout” (Proceed to Pay with PayPal)

2. After that, the store will automatically redirect you to the site PayPal. If you are already logged into the system, you will see a payment confirmation window (as in point 3 below). If you are not logged in, enter your email and password, then click on the “ To come in”.

3. In the window that opens, check:

— delivery address- it will be pulled from the data of the online store, but it can be corrected by clicking on the "Change" button

— payment card– if you want to pay with another card, click on the “Change” button and either select from the list desired card(if it is linked to PayPal), or add a new one

— conversion option— if the currency of your card does not match the currency of the payment, you can choose the conversion option. The system defaults to the PayPal conversion rate, which includes a 2% commission. Therefore, we click on the item “ View conversion options” and instead of paragraph “ PayPal conversion” select item “ Conversion via card issuer". Click " I accept”.

4. Click " Proceed” - if the payment went through, a message about a successful transaction will appear on the screen, and you will automatically be redirected to the store's website.

Transferring money to friends via PayPal

You can transfer money via PayPal to individuals, provided that PayPal accepts payments in their country of registration, and if you know their email. I will make a reservation right away that in Russia PayPal works both for receiving funds and for paying in stores, in Ukraine - only for paying in stores.

To make a transfer:

1. Go to the item “ Sending payments” and select the item “ Send funds to friends and family”.

3. Enter the amount to send, select the currency, enter the message in free form (optional) and press the button “ Proceed”.

4. We check whether the transfer will be made from the right card (if you have saved several cards, you can change them in the “Change source of funds” item) and pay attention to the transfer fee.

5. And beyond choose a conversion rate, if the currency of your card does not match the currency of the transfer. Here, too, the default is “ Conversion via Paypal”, which must be changed to the item “Conversion at the rate of the issuing bank” by analogy with clause 3 of the previous section (on paying for purchases on the Internet).

6. If the payment went through, the following message will appear on the screen

Hope the post was helpful. If you have any additional questions, write them in the comments - I will be happy to help.

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