Debit cards of the bank MTS

MTS Bank, reorganized in 2012 from the Moscow Bank for Reconstruction and Development, today is included in the top 50 private Russian banks.

For 4 years of independent work, the institution attracted over 1 million customers, the bulk of which is depositors and holders of debit and credit cards.

It is the debit cards of the MTS Bank that are considered the most popular product, since they are an analogue of an urgent contribution and allow to obtain interest on the balance of funds to the account.

Types of cards, advantages

MTS Bank today produces 2 types of debit plastic cards:

  • "Golden" (Gold) MasterCard and Visa systems;
  • classic (Standard).

The differences in these two types of debit cards are to use the possibilities. However, in both options, maps have such advantages:

  • the ability to get up to 8% on the balance of funds;
  • the ability to open a credit line to 40 thousand rubles;
  • registration according to one document - passport;
  • bonus program;
  • opening additional cards of the same category as the main one, or below;
  • wide score control capabilities online - payment of goods, taxes, fines, comuclees, replenishment, monitoring of the state of the cardschet.

MTS debit card allows all major types of financial transactions - storage of funds, payment, including non-cash transfers, withdrawal funds in ATMs of the Bank and partners, replenishment in several ways.

MTS Money

This card is today one of the most popular. The product is a branded "plastic", produced two types: with an open credit line and without such. In addition, you can make a virtual card, which:

  • . It is intended to pay for purchases online;
  • . represents bank details (cardschet number, CVC2 and others);
  • . valid half a year and is free of charge;
  • . It has a direct binding to the mobile phone number.

Debit card of the MTS-Money Bank, which can be found positive feedback, is valid on such conditions:

  • Currency - Only the Russian ruble.
  • The percentage is charged to the balance of funds (up to 8% per year). At the same time, the residue size must be at least 1 thousand rubles.
  • Issue - for free in MTS salons or the bank branch.
  • The cost of one-year service is 590 rubles.
  • Cashping the card is carried out without charging the commission. In its own ATMs of MTS, the amount of removal of any, in third-party organizations - from 100 rubles.
  • Limits for cashing - up to 600 thousand rubles in 30 days both in their own and third-party ATMs.

When the credit line is connected, the percentage of the use of borrowed funds will be 23% per year, Grace-period - up to 51 days, limit - up to 40 thousand rubles.

To get one of the debit cards, you need to visit the Salon or Department of the MTS Bank with a passport (for a debit card) and additional documents (for connecting overdraft) or fill out an application online on the site. The application indicates:

  • full Name;
  • phone number;
  • registration address;
  • type of map and others.

The map is issued instantly, on the day of the client's appeal to the bank branch or after visiting the department by prior application. When making a credit line, it will have to wait for the decision to issue a loan.

Other MTS debit cards

In addition to the most popular MTS Money card, the bank offers customers and other options for "plastic":

. "Gift" . This card is valid on such conditions: a free release, service is only 50 rubles in the first year and free, starting at the second year, the cash limit is 40 thousand rubles per month, the payment system is MASTERSARD, the percentage on the residue is not accrued. The map is issued in gift wrapping.

. "Student" - Inteperified debit card for students' holders. Conditions: No interest on the residue, currency - Ruble, service and release - free, cachek maximum 3%, 3D Secure financial protection technology, cash removal for free in own ATMs, 1.5% - in third-party. The mastering limit is 150 thousand rubles per day, 600 thousand rubles per month both in their own and third-party ATMs.

. "Calculated" - Multicurrency (ruble, euro and dollar) Debit card series "Standard", Platinum and Gold. Service Parameters: The percentage on the residue is not charged, the service is annually - from 599 rubles, the removal of money is free of charge (MTS's own ATMs), 1.5% - third-party ATMs and terminals, limits - 150 thousand rubles per day, 600 thousand rubles per month.

Requirements for the client for registration of a debit card with a zero loan: age from 18 years, the presence of a passport and Russian citizenship.

bonus program

All card holders can become participants in bonus programs and receive additional benefits:

  • MTS Bonus. The program provides for the receipt of points to a special account when paying for their own purchases by debit or credit cards MTS Bank. Conditions: 1 point is charged for 6 rubles spent on payment of MTS communication services, 1 point for 30 rubles when purchases in MTS salons, 1 score for 5 rubles when paying TV or Internet from the MTS operator.
  • Mobile - Return (Cashback) up to 3% of the amount of non-cash turnover on the cardschet. The refund goes to the mobile phone holder.
  • Shopping "- Cashback 3% from paying shopping card, including through the Internet.
  • "Accumulative" option - accrual up to 8% per residue, is connected separately.
  • "Travel" - a traveler service that allows you to receive 1 points for 20 rubles of payment in MTS networks abroad and in Russia, as well as up to 15% for the balance of the card flow per year.

Money on the map can be used to make automatic payments, such as regular payment of communication services or the Internet. Wide facilities for managing funds gives a mobile application and web banking from MTS.