Unified payment system. Feedback on the work of Wallet One: Single Cashier and a single wallet. Feedback Service Wallet One - Safety Criteria

Electronic money is one of the most convenient and most popular ways to make payments on the Internet. Today, almost every user at one point came across the need for shopping in online stores or receiving payment from the employer. It is very convenient when users exchange between themselves instant payments. It accelerates many times all workflows, so electronic money gained popularity in short terms. Today we will talk about the same electronic payment system "Unified Cashier" or Wallet One.

If you seriously decided to create your own online store, do without a "single cash register" it will be very hard. Your buyers will be able to pay for goods / services literally within a few minutes.

What is a "single cash desk"?

To begin with, it is worth understanding that the brand belongs to the company Wallet One. In turn, this is a group of companies that brought together a number of services around the world among themselves. Today the company has 15 partners from abroad, and some are in countries such as Poland, USA, Georgia, Latvia, Ukraine, Kazakhstan, Russia, South Africa, and so on. If you look at the information in Wikipedia, the Central Office of the Unified Cashier system is located in London.

Within the framework of the Russian Federation, the operator for all payments "Single Cassa" - RNCO (non-bank credit institution). In turn, this has a formal license for conducting activities in the country from the Central Bank of Russia. And each client can be able for their money.

Wallet One offers 2 services:

• "Single Wallet";
• "Unified Cassa."

In the first case, the "single wallet" works for each user (individuals). With it, you can perform all the functions: payment of goods in online stores, exchange, payment for services, translation and so on. But the Single Cashier service is designed for business. In fact, he gets the status of the "aggregator". Why? At the moment, "single cash desk" allows you to pay for goods / services on the Internet with 100 different options. What comes here?

• Electronic payment systems;
• Acquaring (payments carried out using bank cards);
• Mobile operators;
• Online banking (payments carried out using banks' accounts that offer their users online-bank service);
• Terminals.

The list of partner banks in the Unified Cashier service is very impressive (we look at the official website or inside the working office).

In general, on the site you can find out in more detail, with what kind of business work in the system is very convenient; How to increase the efficiency of payment of payment and much more. If you are a newcomer, you can try to set up everything yourself, and then make the test purchase of goods (check the performance of the payment).

If you look at the "single cashier" inside, the service boasts a pleasant design and convenient functionality. In principle, there is nothing to paint here because of the introducted intuitive interface, so many wallet reviews are positive. Work with such a project and introduce it into your business - one pleasure.

Advantages of "Unified Cashier":

• Output of money on request (it is possible to configure the output to a specific schedule);
• Billing for payment (through a mobile phone or email);
• The ability to add several projects at once in one account (full control from one working console of all types of business);
• "Flexible" types of tariffs developed under certain types of business;
• Multicurrency. It is possible to accept payment from abroad, promoting its services there.

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Registration in the system \u003d\u003d \u003e\u003e

Hello, friends! With you Andrei Tail, the author of the blog, and the founder of the project. I decided to leave a review about the work of Wallet One.

Today, my review will be interested in everyone who works in E-Commerce, as well as ordinary Internet users who often buy and pay for services online and are looking for a simple and safe service.

Competition among such services for payment is constantly growing, and payment providers on the Internet are forced to attract customers with new features and special conditions.

One of these companies is Wallet One - along with competitors actively develops and improves payment solutions. It is known in the market with two services. "One Wallet" is a multicurrency wallet, in which you can transfer money to other users of electronic wallets, pay for purchases in Russian and foreign online stores. "Unified Cashier" - an aggregator of business decisions online.

I read a lot of reviews about Wallet One - both positive and not very, and decided to figure it out independently in the peculiarities, advantages and disadvantages of this payment system.

To start a little reference information. The International Universal Service of Payments Wallet One works in the field of e-commerce since 2007.

In addition to the electronic wallet and tool, which is used by stores selling goods via the Internet, Wallet One has 500,000 terminals for making money, as well as several ways to carry out funds in different currencies. In addition, the company also develops individual projects for the tasks of different businesses, such as lotteries, banks and other large companies.

In this review, I decided to combine the reviews of the "Unified Casse" and the "Single Wallet" - two services of Wallet One. I will start with the cashier that in many forums is called a good alternative to Yandex.Kasse, Robokass, PayOnline and other payroll services.

With Wallet One Internet entrepreneurs get the connection of all popular methods of receiving payments when entering into one contract: Internet acquiring, online banking, electronic money, with SMS, cash through payment terminals and communication salons - only more than 100 methods of receiving payments.

Another important plus, which is celebrated by payment service users from Wallet One, is multicurrency with which any store can go beyond the Russian market and increase the conversion at the expense of receiving payments in foreign currency. The ability to start working with a "single cash register" of legal entities, IP and even non-residents.

Feedback on the work of Wallet One - How to connect "Unified Cassu"

One of the main chips, which distinguishes the payment system from Wallet One is the process of connection. In different forums, I met a lot of positive feedback about the simplicity of the connection of the Unified Cash.

Indeed, you can register very simply for four stages. The site has a detailed instruction in which all stages of connecting the aggregator are painted, right up to the smallest details, so I decided only briefly allocate the main steps.

1. check in

We start with the account registration on the page, specify the cell number or mail. Next, your account will be created in the Base of Wallet One.

You will need to add the necessary personal information, you can also change the password and view the statistics you are interested in. To enter your account, you will need to specify a phone or e-mail as a login.

Already in the account in the "settings" you can manage stores and, for example, to make a new project. All the details are described in the prompts, so no difficulties will cause it.

By the way, in Wallet One for a personal and business account, there are different requirements and set distinguishes limits. The business account requires the provision of data on Jurlice and the signing of an agreement with any operator that is a partner of Wallet One, however, the possibilities for operations here are higher.

And to work with a personal account in the "Unified Casse" you will need a standard identification that all users of electronic wallets pass for unlimited operations with their money. I will tell you about the identification in detail later.

In Wallet One, online services have the ability to select monetary units in which accounts will be displayed. Of course, in this business, each entrepreneur must take into account the features of its buyers and the business segment in order to make the most profitably use of the multicast of the payment aggregator.

2. Activate an online store account

The second stage is activation. Here you will need to enter the store data and confirm the contacts for which you can communicate. There is also a check mark for consent with the payment of services of the Unified Cashier service.

The specified address comes an instruction how to quickly conduct a project confirmation in the payment system.

1. Stage moderation

All payment services are moderated for projects before starting work. In the "single checkout", the moderation procedure is more strict, but I would not consider it a disadvantage.

Rather, on the contrary, this approach at the start makes it once and forever getting all the formalities and will continue to work without any unexpected checks and surprises.

At the stage of moderation, Wallet One specialists check the legitimacy of your entrepreneurial activity, the usefulness and veracity of the data that you pointed out in the personal account profile and so on.

After completing this procedure, online stores affected by personal accounts can immediately start accepting payments and withdraw funds by any convenient way to account for these limitations for accounts of this type.

And when working with business accounts, online stores will need to conclude an agreement in order to enjoy unlimited possibilities for the output of money.

With the successful completion of the Wallet One moderation, send you such a message:

By the way, I can not not mention another pleasant competitive chip of the "single cash register" - it is multi-projects, that is, the ability to lead several businesses within one cabinet.

This tool will especially appreciate serial entrepreneurs. In one screen, you can manage different services and projects: attach new, edit the information on the old, switch, view the balance, history, change the settings, etc. At the same time, each store displays its own balance, so you can easily track the success of all projects separately.

1. Technical integration

Technically configure the "single cashier" in the store can absolutely any user without understanding the subtleties of the integration process. For this you do not need to have any special knowledge in the field of site and payment instruments.

Moreover, you do not even need to customize integration, if you have a small business and some orders.

For such cases, Wallet One provides a function of sending links to buyers to pay for an order by e-mail - in the interface of the "Account" interface there is a "Set" button. In addition, on a special page of the site you can create an independently such a link.

Technically integrate the "single cashier" will be needed for large Internet services and projects - then the process of receipt of payment will be held automatically. Wallet One has two solutions for this:

• Connecting a ready payment module

Feedback Service Wallet One - Mobility

About mobility. Another nice bonus, which is obtained by the Customers of the Unified Cash, is free mobile versions developed under Android and IOS.

Right in the mobile phone, at any time and anywhere (of course, in the presence of the Internet) is available tracking of all payment operations with statistics on payment methods and detailed analytics. Well, isn't it perfect in our mobile time? The application is called Merchant W1, you can download on Google Play and App Store

By the way, those interested and wishing to try to have the opportunity to see the "single cashier" "in battle" - in the demonstration store

About the "single cashier" is, perhaps, everything that I wanted to say. Now consider the Wallet One user service for those who need an easy-to-use tool for payments using electronic money and money transfers to other users.

Feedback Service Wallet One is a small review of the "single wallet" Wallet One.

Wallet One positions itself as a service that made payments on the Internet simple and comfortable. The main advantages that all users point and I can confirm I, - five minute registration, a large number of services that can be paid with the minimum commission, and even without it, and of course, the diversity of these services: Mobile communications, fines, Internet, TV, Viber, Gaming currency, lottery, social networks, and so on.

You can also translate funds to a charitable foundation or another user (even to whom the Wallet One wallet) and a lot more. You can replenish the wallet from the terminals, from a bank card, to bring money from the account can also be the most varied ways.

But best of all, of course, do not withdraw money from the wallet, but pay for these means of various providers. All these payments can be made from the account on the site or through the mobile version of the wallet. Wallet One Wallet application is designed for Android and iOS operating systems.

Feedback Service Wallet One - Registration Wallet Wallet One

So, you can have a wallet Wallet One in a few minutes. To do this, open the page https://www.walletone.com/ru/wallet/. When you click on the "Registration" button in the upper right corner, a window pops up where you specify your mobile number. It is on this phone number that passwords will come to you to conduct any payment operations.

It should be borne in mind that when the mobile phone loss or change the number you need to immediately communicate in the Wallet One client support service to avoid problems with access to its funds.

To enter your Personal Cabinet Wallet Use a wallet number consisting of 12 digits, or the number of your cellular in + 7xxxzzzzzwwyy format.

Of course, the function is provided to change the password. Look for it in the Settings / Security section. If you forget passwords, you can use a one-time temporary password that will come to the phone.

Control Panel - Feedback Service Wallet One

Everything is simple and visual. All information is available in the column on the right:

• Payment (with a large selection of providers and services whose services you can pay);
• Translations (for example, at the expense of a wallet of another user, as well as, for example, transfer money to a bank card or account);
• Replenishment (where you can bind your bank card to replenish your account in the wallet, as well as find other ways with which you will be able to replenish the wallet);
• Exchange (useful if you want to pay a purchase in foreign currency in foreign stores);
• Templates (here you can save regular payments and not spend time to enter the data to make the payment every time. In the same section, you can delete and edit repeating payments);
• History (the whole story of operations so that you missed anything);
• Analytics (help you navigate your wallet consumables and optimize spending).

Section "Settings" - Feedback on Wallet One

It is important to know about one feature of electronic wallets. The Russian law does not allow anonymously using funds in e-wallets, whose account is more than 15,000 rubles.

Passage of identification (or, more simply speaking, presenting documents) will save you from restrictions and will open opportunities with extended limits and translations. See what the identified wallets differ from unidentified, can be here:

What is identification and how to get it - review about the work of Wallet One

Many users believe that the rules of identification wallet Wallet One are very complex, I decided to figure it out on my own and was convinced of the personal experience that there is nothing complicated here.

I have passed the identification of Skype without any difficulties. To begin, it was necessary to send scanned or photographed documents by e-mail (passport, SNILS and statement).

They browse them (the main thing is that the photos are clear and readable). Offer to choose the time when you are convenient to call Skype.

Then they call and ask to show the originals of the sent documents. In total, this call has lasted no more than 5 minutes. In my opinion, Skype identification is an excellent and most convenient way. In case, for example, with Yandex.Money, it was necessary to go to their office with documents and a statement, and then everything can be done without leaving home.

We are accustomed that no passport will not even talk to us without a passport - to open an account or some other operations in the bank you need an identity card. To be honest, it is not clear to me why this process seems so incredibly difficult for users of electronic wallets.

Feedback Service Wallet One - Identified online wallet

The score in the electronic wallet is a practically bank account, only open on the Internet. The service that provides the ability to open an electronic wallet, as well as the bank, is responsible for everything that takes place with your means, as well as for their safety.

Wallet One has a license of the Central Bank of the Russian Federation, and with any violations of the payment service (as well as any bank) respond to a license. So I advise your readers who have decided to start a "single wallet" to identify as an inevitable formality, which must be followed in return for an extended list of available operations with this wallet. Again, I repeat, I made sure that this damn thing is not so terrible.

Identification in different payroll services can be passed in different ways, although in general, they are all similar. Wallet One customers have the ability to identify with one of the proposed options:

• - provide an application and passport in one of the points of the CONTACT system;
• - a visit to the office with a passport where you can fill out an application;
• - To pass video identification. To do this, you will need a computer with the Internet and the Skype or Viber installed. You can choose time to call the operator Wallet One;
• - You can also write a statement, notarily assure it and send by mail.

Feedback Service Wallet One - Payment

In my opinion, electronic money is good in order to pay them to pay without leaving home and, for example, to be able to send money to friends or relatives.

With Wallet One Wallet All these features will be open: Topify the phone, pay the communal service, the Internet, to buy a currency in some computer game, to pay off fines, etc. - In general, the standard set, affordable and in other wallets. There is the main question in the percentage of the Commission. W. Wallet One is the average on the market, and somewhere it is not at all.

Feedback Service Wallet One - Safety Criteria

For me, this is perhaps the main criterion when choosing a service for electronic payments. With this case in Wallet One wallet, everything is in order: the built-in antifrod system identifies fraudsters, all operations pass according to international PCI DSS security standards, using SSL protocol, and security systems Verified by Visa and MasterCard SecureCode - in a word full set for so that you can not worry about the safety of your electronic means.

Feedback Service Wallet One - Replenishment "Single Wallet"

Wallet One can be replenished in different ways, most of which are without commission. You can see them here: https://www.walletone.com/ru/wallet/topup/

Cashless replenishment is a bank transfer directly by details or transfer from the Visa or MasterCard card. There is a small feature that needs to be taken into account. When replenishing the account from a payment card, you will be limited in the ability to use these money - you can only spend on certain services that are available for anonymous users.

If the wallet is not identified, it is possible for payment only in favor of a limited number of operators (mobile phone, services of LSK, TV and Internet, IP telephony, penalties and others who do not fall under the ban on "secure money").

Also, consider if you decide to replenish the wallet with a plastic card, you will need to prove that you are its owner, for this there will be a test removal from your map of the amount within ten rubles and you will need to specify the exact number of funds removed.

You like the owner of the card can learn this amount in your office on the bank's website, in the received SMS, if you have included notifications via the phone or, for example, learn from the bank operator by phone.

If you decide to bring your funds from the "Single Wallet", you will be offered a few options: to transfer directly to your account in a bank or a card or get cash in posts or unistream offices. May see the entire list of features for output.

Do not forget to carefully read the Commission, which will be held with the sum for withdrawal. As for the time of enrollment, some translations pass with a delay, others - almost instantly. Consider this in order not to get to see when you take the funds immediately.

The noteworthy feature of the "Single Wallet" is that in it you can work with a large number of foreign currency, such as a dollar, euro, national currencies of Ukraine and Belarus, Kazakhstan (tenge), Tajikistan (Somoni), Azerbaijan (Manat), Kyrgyzstan (Som ), Georgia (Lari), Poland (Child).

Feedback Service Wallet One - Conclusions

In general, my feedback on the work of Wallet One services is a great alternative to other electronic wallets and payment services with a large number of different chips, moderate tariffs and, most importantly, convenient mobile versions.

Review Igor Zhadanov (lidogeneration with payment for ...

Under the reliability of NAO, we will understand the set of factors in which the Bank is able to fulfill its obligations, to have a sufficient margin of strength in crisis situations, not to violate regulations established by the Bank of Russia and laws.

It should be borne in mind that only the basis of the reporting cannot be accurately determined by the degree of reliability of the bank, therefore the study below is approximate.

The stability of NGOs is the ability to resist any external influences. Dynamics for a certain period can show stability (or improvement or deterioration) of various indicators, which may also indicate the stability of the bank.

SOCIETY WITH LIMITED LIABILITY COMMUNICATIONAL OKANKOVSK CREDIT ORGANIZATION "Single Cassa" is small The Russian bank and among them occupies 432 place in assets-net.

At the reporting date (March 1, 2019), the NGO assets value of the NGO of a single cash register was 0.65 billion rubles. Per year assets increased by 14.49% . Growth assets-net Negative influenced the profitability of the ROI assets (data on the nearest quarterly date 01 January 2019): for the year the profitability of assets-net fell from 5.86% to 1.99% .

According to the services provided, the Bank is mainly attracts customer money, moreover, more funds legal entities (i.e. is a settlement client), and invested funds mainly in loans.

Liquidity and reliability

The bank's liquid assets are those tools of the bank that can be quickly turned into funds to return to their depositor customers. To assess liquidity, consider the period about 30 days, during which the bank will be able to (or not in a position) to fulfill the financial obligations assumed (since all obligations can not return within 30 days). This "part" is called "intended outflow of funds." Liquidity can be considered an important component of the concept of reliability of the bank.

Briefly structure highly liquid assets Imagine in the form of a table:

From the table of liquid assets we see that the amounts of funds in the checkout, interbank loans, placed for up to 30 days, highly liquid securities of the Russian Federation, highly liquid securities of banks and states increased slightly, high-demand securities of banks and states, increased amounts of NOSTRO in banks (pure), sums funds in accounts in the Bank of Russia, while the volume of highly liquid assets, taking into account discounts and adjustments (based on indication No. 3,969-y, from 05/31/2014) increased over the year with 0.52 to 0.60 billion rubles.

Structure current obligations shown in the following table:

During the period under review, the resource base has happened slightly changed the amounts of the contributions of the Fiz.litz with a period of over the year, the other contributions of the physical liberty (including IP) (for a period of up to 1 year), interbank loans obtained for up to 30 days, their own securities, interest obligations, the percentage, creditor and other debt, increased the amount of deposits and other means of JUR.LIC (for a period of up to 1 year), incl. of the current funds of legal entities (without II), the sums of the Corschelov of Loro banks greatly decreased, while the expected cash outflow increased over the year with 0.22 to 0.26 billion rubles.

At the present moment, the ratio of highly liquid assets (funds that are easily accessible to the bank over the next month) and the alleged outflow of current obligations gives us the importance 234.52% What says good strength To overcome the possible outflow of the Bank's customers.

The correlation is important to consider the NGO liquidity ratio (H15), the minimum value of which is 100% set. Here we see that the standard N15 is now on sufficient level. Repeat, it's all at the moment.

Now follow the dynamics of liquidity indicators during the year:

Other coefficients for estimating liquidity LLC RNO "Unified Cashier" can be seen by this link.

Balance Structure and Dynamics

The volume of assets that bring the income of NGOs 85.49% in the total assets, and the volume of interest obligations is 60.45% In the total volume of liabilities.

Structure profitable assets Currently and a year ago:

We see that the amounts of interbank loans, loans of legal entities, loans of physical liberties, bills, investments in leasing operations and acquired rights, investments in securities, and the total amount of revenue assets, have changed slightly increased by 14.7% C 0.48 to 0.55 billion rubles.

Brief structure interest commitments (i.e. for which the bank usually pays interest to the client):

We see that the amounts of Fiz deposits have changed slightly. Persons, the amount of JUR funds increased. Persons, the amounts of banks (MBC and Corschetov) have greatly decreased, and the total amount of interest obligations increased by 20.1% c 0.33 to 0.39 billion rubles.

Read more The structure of assets and liabilities LLC RNO "Single Cashier" can be considered.

Profitability

The profitability of sources of own funds (calculated on the balance sheet data) increased over the year from 0.82% to 2.11% . At the same time, the profitability of capital ROE (calculated in forms 102 and 134) decreased over the year from 17.64% to 7.83% (here and below are data as percentage per annum on the nearest quarterly date).

Pure interest margin decreased over the year from 7.27% to 5.80% . The yield of loan operations decreased over the year from 8.62% to 7.38% . The cost of attracted funds has changed slightly over the year

Help from the register

general information

NPO "Single Cassa" is located at: 121596, Moscow, ul. Gorbunova, d. 2, p. 204. The main activity is: "Other monetary mediation". The head of the company - Davydov Sergey Vadimovich. Organizational and legal form - Limited Liability Company. Type of ownership of - Private property.

Goods and services

No goods and services offered by LLC NPO United Kashi was not found.
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Hello, dear blog readers Website. Today I want to continue the conversation about popular in RuNet and in the world of e-mail. The queue has reached a relatively new virtual payments system under a very simple name - a single wallet that was running by Wallet One (abbreviated W1).

Among the obvious advantages of this service can be immediately distinguished by the simplicity of registration, the ability to work with their account anonymously, a rather low or generally missing commission for moving funds within the payments.

It should also be noted a huge number of services that can be paid through this system and a large number of ways to enter and output money from the account. Well, recently the opportunity to connect a single cashier for receiving payments on your site (without commission). This payment system reminds me the most.

But the barrel of honey can be spoiled in a spoon of tar. All these advantages and benefits can go to no if you blocked the account or problems with the translation or output of the means.

Unfortunately, there are negative feedback on working with a single wallet on the Internet. True, a lot of negativity you (for example, on the Licnie or, and even Bourgeois and).

Of course, if possible, it is better to work with major players of the Alya Webmani market (through with protection through) or, but they are also not perfect and not comprehensive.

Registration Wallet on the website W1 (Wallet One)

Let me tell about the advantages that the W1 system possesses, and you in the comments reflect your opinion on the reliability and convenience of working with it, which has learned in practice. Personally, my problems have not yet arose, but I am not an active user and the holder of these electronic money.

In general, Wallet One wallet is positioned mainly to pay for cellular communication services, Internet access, utility bills, exchange for gaming currency and many more popular and not very services. I would not store or save my electronic savings in this currency, because because of the maximum provision of the convenience of registration and use, the system is not very strong emphasis on ensuring the security of storage of funds.

Although even in a super challenging WebMoney security system, hackers are quite easy to find holes. Well, in a single wallet you can, for example, initially bind an account to the number of your mobile phone, not to the mailbox (I just picked up the password to, and then I cleaned the WMR account). Catch the SMS is much more complicated technically than gain access to your mail.

A single wallet is currently noteworthy and the fact that in it except the usual rubles (W1 RUR) and dollars (W1 USD) It is possible to work with national currencies in Ukraine (hryvnians), Kazakhstan (tenge) and, attention, South Africa (ranks) . What is noteworthy, to work with currency South Africa (ranes) they began significantly earlier than with hryvnia and tenge. I wonder what this paradox is connected with?!

In fact, the money transferred by you in W1 wallet is posted on the accounts of a closed joint-stock company called the Information Processing Center (CPI). The service was created in 2007 and the experience gained earlier was used. Before that, the company IPT has experienced the experience of creating a payment system, namely X-Plat. But this is not important and mentioned here more for a tick.

So, registration on the site W1.ru It occurs at an extremely simplified scheme, which is an undoubted advantage. At the top of the page there is an input panel or registration of new users:

Click on the "Registration" button and watch the window where you are offered to choose from either enter the mailbox address, or specify your mobile phone number. It is clear that the option using cellular to enter In its single wallet, from the point of view of security, it greatly wins the option with an email, for to intercept the disposable passwords sent to the mobile phone for intruders will be quite problematic.

However, the option using email as a login will allow you save anonymityFor cell phone will still be registered in your name. Yes, and the loss of the mobile phone will cause serious problems with access to their money, although it can still be solved after communication with the technical support service.

You can specify an email when registering, and already in the settings of your single wallet (settings - profile), specify the cell number and confirm it (will come SMS with the code). In the future, as a login to enter the W1 website, you can use any of three options:

1. Confirmed address of your mailbox
2. Confirmed mobile phone number in international format (type +7915 ...)
3. The twelve-digit number of your wallet

Pretty comfortable, do not find? When registering, with an indication as a login e-mail, you will find a letter with a given unique number and a generated password for entry to the specified box:

This password you will be free to change in the settings (Safety tab) to more complex. If you start the number of your mobile phone number, then the password for access and the single wallet number will be reset to you in the SMS message. A feature of the EK W1 can be called what you can not shine your main password with how much in vain (especially on other people's computers).

you can use to enter a single wallet temporary passwordwhich will be valid only within ten minutes:

Depending on the input method, this most temporary (disposable) password will be sent either to e-mail, or in the form of SMS messages to the cell phone number you specified during registration. Very convenient, in my opinion, and security increases essentially, especially when using the mobile phone number as a login.

The registration process, and the work itself with Wallet One, you can lead from a mobile phone. It is clear that for this you can just go to the W1 website through the mobile phone browser. However, there are developed for different platforms. mobile versions for working with a single wallet:

Translation features in a single wallet

The web interface on the official platform site is quite simple and intuitive. In the upper right corner, you will see your twelfth-digit number, and you can also watch the current balance of funds and inquiry about the notifications. From the balance menu, it is also possible to execute all operations with your account that are available on both the main page:

Immediately focus on one feature of the W1 system. When a translation comes to you (the commission for the transfer of funds within the system is not charged), then the money does not eat automatically into your wallet. To do this, you will still need to confirm this payment. The same applies to the translations you make - while the opponent will not confirm the reception of the money transferred to him, you are free to cancel the payment.

But after confirmation, it will not be able to cancel it, although in Wallet One it will be possible to be amended from a possible error and in advance protect payment protection. Special code, without entering which the counterweight opponent does not receive anything. You can also set the expiration date of the Protection Code, after which your money will return back to you:

Personally, I try to spend all payments with protection with protection in order to avoid anyone who does not need linings (we are all people and tend to make mistakes).

Still, as in any other payment system, you are free to invoice. What is noteworthy, in a single wallet you can transfer or invoice even the opponent, which is not registered in it. For this, for example, when setting an account, you will need to specify either an e-mail address of the opponent, or its cell phone number:

The W1 system will honestly warn you that this user is not registered in it, but still allow you to invoice. At the same time, a new wallet with the email (or cell number) will be promptly created as a login.

The password and other explanations will be sent to the newly handled client of the Wallet One system either by mail or in SMS messages:

How to replenish a single wallet and withdraw funds what protected money

Such are doing. Replenish the wallet in W1 can be thousands and in one ways, but there are nuances. First, not all ways are equally free. Where the percentage will not be taken with you, the zeal will be born, and in other cases it will need to click on the icon and watch the percentage of the commission for entering the money in this way:

Secondly, funds can be administered in five different currencies: rubles (RUB), dollars (USD), tenge (KZT), hryvnias (UAH) and South African ranes (ZAR). Replenishment is possible and cash, for example, through ATMs, payment machines (for example,), instant payment services or communication salons (it will be enough to name the number of its single wallet). For Russia there is still an option to replenish via post offices.

Replenishment is a non-cash method implying a translation from a visa map or mastercart (allowing you to pay on the Internet), as well as a direct bank payment on the specified details. This is where the ambush lies. If you replenish your account from a payment card, then this money can be spent only to spend on a very limited set of services, because in this case the introduced amount falls under the "Protected Money".

They cannot be transferred to another wallet in Wallet One or other payment systems, it is impossible to pay for goods in online stores and loans, and you cannot withdraw them. Nightmare, and only. We do not know this users in a dead end when you try to pay for prohibited things introduced from the card by means (the system in this case simply talks about the lack of funds on the account).

To spend secure money from a single wallet You can only for the following services:

In addition, to replenish with a plastic card, you will have to specify passport data and verify it (prove ownership). From the card, the amount will be expanded within ten rubles, and your task will be to indicate the exact number of the money withdrawn (you can look through the Internet banking or to inquire at the bank's operator by phone).

Why do you need to endure all these deprivation and arising in the course of the problem? It turns out to get ability to withdraw your paymentHow it is customary when using plastic cards. If this feature is not critical to you, it is better not to bother with secure money in W1 and enter the means into the system in another way. What is noteworthy, replenishment with plastic is carried out with the mediation of the previously discussed earlier.

For example, you can replenish the account with the help of already mentioned Likpeev, Kiwi, RBC, or. Inside a single wallet, you can exchange any of the five internal currencies (W1 RUB, W1 USD, UAH, KZT, ZAR) to another. The course is quite acceptable, in my opinion:

Well, we should say a few words about the withdrawal of funds from W1. Output methods are provided for three main currencies (rubles, dollars and hryvnia), except for the currency of South Africa, which can be displayed only on Skype. Most options will be asked for the withdrawal of rubles:

Opposite each way of the output, the Commission that will be kept with you. The highest (5%) in postal transfers, and without a commission you can only buy electronic vouchers UKASH (one of the ways anonymous payment for services and goods on the Internet). Some translations in a single wallet will be performed almost instantly, and some will require time to carry out operations.

Single office from W1 for receiving payments on the site

A couple of years ago, Wallet One suggested all the wishing Internet businessmen to establish a form on the site, which will allow them to accept payments by any convenient for visitors in ways.

Through this cashier, buyers can pay for goods or service as cash (payment terminals, communication salons, large hypermarkets, banks, post offices or money transfer systems) and by non-cash (cards, bank transfer), as well as with the help of its electronic currencies .

An additional commission does not take a single cash desk, but intermediaries will still take the amount with you (see details). To activate payment acceptance, you need to include this feature in your account settings (settings - online store) and fill out fields there:

The right to possession of the site specified when activating the cash register, you will have to confirm one of the two proposed ways - either add a file with the desired name to the root folder of your website, or add the desired meta stepg between the head tags of your template. I would have chosen the first way to not to tolerate the page code.

Look demonstration of work one Cash regards can be referenced.

Read more about the technical side of the cash register to your site read. There you can create and configure a payment form, which will then be transferred to your online store. If your site works on, and an online store is implemented using, you can see a small allowance for connecting a single cash register to your brain:

That's all I wanted to say about Wallet One. It turns out that this thing is useful and necessary in the economy, if, of course, everything will work as conceived. And what do you think?

Good luck to you! To ambiguous meetings on the blog pages Website

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