Shopping via the Internet: modern achievement or unjustified risk? Upgrade software in a timely manner. Different payment methods

About how to make purchases on the Internet, tells our expert Ekaterina Kalacheva.

Even the most avid lover of offline shopping with girlfriends there is no no, and they will order new smartphone or dress over the Internet. Despite the convenience and speed, there are also explicit cons: you can stay without money, and without buying. Ekaterina Kalacheva, director of marketing of free ads Aiwona, will tell how not to face fraudsters, making purchases online.

Ekaterina Kalacheva

director of Marketing Service free ads Aiwona.

Protect bank card

If you use a credit card to pay for your purchase, take care of the protection of your money. Collect a separate card specifically for online purchases and translating to her exactly the amount that is enough for current payment. If something goes wrong, you will lose only money designed to pay one thing, and not everything that lies in the account. By the way, you can connect a special service in the bank: if you try to pay for something with the help of the card, you will receive a message with a one-time password, without which you will simply make a purchase.

Use PayPal

PayPal - International Electronic payment systemSupports most of the major online stores and EBay sites. If you pay the purchase with this system, but something will go wrong (for example, the parcel will not deliver or the product will not correspond to what you ordered), Paypal will return the money to your account. The main thing is to inform about this in the support service - the deadline for filing a complaint is limited, so carefully follow the state of your transaction.

Pay on the fact of receipt

To accurately not lose money, you can choose only on the fact of receiving the order. Many online shopping and private individuals selling goods allow you to pay cash on delivery or courier in cash. Give money to the courier or mail workers only after you look at the thing at carefully and make sure that everything is in order. Sometimes you can order a pickup, then you can simultaneously save on delivery and not pay for the "cat in the bag." If you buy a thing on a private announcement, not translating money in advance - fraudsters often under different pretexts are asked to translate prepayment, and then disappear along with money.

Check out the rules

Often, users do not read the rules for using online stores or other services. This is a big mistake - it is there all important information. For example, is it possible to track the delivery of the parcel, return the thing, if it does not fit who will pay postage For refund, in what time frames you can complain. By the way, this applies not only to shopping on the Internet. For example, users of the AirbnB apartment booking can complain that something is wrong with the apartment ordered, only in the first day of settlement.

Excessive reviews

If you buy in the online store, you will be killed that there are no posts on the forums and sites about missing things and money, the site exists long ago, and the prices do not cause suspicion. And if you decided on a large purchase (for example, a car) from a private person, treated even more seriously. Most private ad sites do not allow the seller's reviews, but there is a social network! Find a seller's profile in VKontakte or on Facebook - it's easy to do with mobile phone, Looking for his name and surname on the Internet - maybe someone has already dealt with this person.

Watch your data

In no case do not disclose the details of your bank card and passport data! Fraudsters often offer to transfer money to you on the card or ask to transfer money to their account. At the same time, they can ask not only the number of your card and bank details (which is always enough to transfer), but also the number of your phone, full name back side Cards and even SMS password from the bank. This is usually done by deception: for example, a fraudster can introduce an employee of your bank and promise to transfer money to an online store account. Not in vain in all SMS from the bank there is a line: "Do not tell this password to anyone, including a bank employee."

I bring to your attention a few useful Soviets About, how to make buying expensive things. The very concept of "dear things" for every person or family can be different. For someone it is a car or real estate, but for someone, let's say, the wardrobe object is worth $ 100.

I propose under the purchase of expensive things to understand all those spending that a person or family is not able to pay from its monthly revenues to personal or.

Such large purchases of a person can make only in two ways:

1. due to borrowed funds;

2. By creating savings.

Almost always the second way preferably the first. If you are making purchases of expensive things at the expense of loans, they will cost you even more expensive because of interest and commissions that will have to pay credit organizations. Especially disadvantageous to buy on credit high-tech goods that are rapid cheaper ( computer technique, mobile devices Communications, etc.): In this case, the real cost of purchase by the time of full repayment of the loan is reduced, and the overpayment increases for it. An example of such a calculation I led to the article

When funds for a large purchase are collected, you do not need to hurry to make it. The more expensive the purchase is the more significant impact on family budget It can have, and the more you need to think about how to make it at the most favorable price. Here you need to act in two directions:

1. View best price. on the necessary product;

2. bargain.

Loosening prices on expensive things is often more than cheap. And even if in percentage ratio it is less, then in monetary - it is still more consistent. When searching please favorable sentences It is necessary to consider the possibility, including, follow the shares and sales, and use other ways of possible savings depending on each specific case.

This is perhaps all the key information on how to make purchases of expensive things. By clicking on the links in the article, you can learn those or another moments in more detail.

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Order ordering instruction in the online store

Step one. Selection of goods.

Before buying a product, carefully read its description, especially if we are talking About tickets or technique.

Most online stores have a search system that is very convenient to find the goods you have already seen. Just enter the name or model number in the search string.

If S. concrete model You have not yet been determined, use the catalog, and the comparison services of goods and selection by parameters.

To select a product and place of purchase, we recommend using the Yandex Market service. The Yandex Market service is equipped with an advanced product search system for many parameters, and contains customer reviews, both about the product and online stores. Receiving information about several suggestions, the buyer can compare prices for this product and online store rating.

In case you have not found a description of the product, or it is not known to have any in stock, call the store manager, according to the specified phone.

Step second. Ordering.

After selecting the goods you like, click the "Add to Cart" button, the goods will go to your cart. Please note that goods that do not have this button may be temporarily absent in stock. Next, you can continue the choice of goods or proceed to ordering. Consider the most generalized example.

1. Check the contents of the basket. You can delete individual products or change their number if everything is true, press the "Order" button.

2. Usually, in the second ordering step, you will be prompted to enter your username and password if you are a registered user, or fill out information about yourself if you have not yet been registered on the site.

3. After that you can proceed to the next ordering step, where you need to specify the method of payment and delivery.

Step Three. Payment of goods.

On the this moment There are five types of payment for goods.

The most convenient and safe - payment after delivery. You will receive a receipt of payment from the courier, as well as you can make sure the integrity and quality of the goods. Unfortunately, this kind of payment is not available in all stores.

Second Safety Option - Translation through the Bank. Shop will send you on electronic address An account that you pay in the nearest branch of any bank.

Fast I. convenient way payment - using credit card. But on this species Pretty dangerous. There are quite a few examples when hackers crack online stores and read customer maps data. If you still prefer to use this particular payment of payment, we recommend that you make a special bank card for shopping on the Internet and list on it, only a limited amount. Thus, you are not risking anything.

The following option is to design an cash on delivery. Your parcel is sent by mail, payment is made upon receipt.

And the last, the most secure option - payment using WebMoney virtual money, Yandex.Money. You can pay for the purchase, but not get the goods.

Step fourth. Delivery and getting goods

Express delivery.

The shipping cost varies depending on the place of your stay and the amount of the order. In most shops, when ordering for a certain amount - delivery is free. Delivery time, usually not more than 10 days, in some cases you will receive the goods already on the day of order.

Mail delivery.

Your order will be delivered to the coming post office. Delivery by mail usually slightly longer than courier. In addition, problems may arise with the return of the spoiled or poor-quality goods.

Pickup.

Some stores provide self-leveling. This species is the cheapest, and in many stores are free. And reduces the time before receiving the goods.

I am sure, many at least once in their lives made erroneous purchases. Such a beautiful in the store. The blouse after the purchase suddenly turned out: unsuitable in size, fashion, color, not fitted in the wardrobe or simply not lying to the soul.
Why is this happening? Causes of this set.
Partially on this question I will try to answer my personal councils.

So, how to make purchases:

1. Do not accomplish spontaneous shopping.
To avoid them, do not carry with you constantly large cash.

2. Do not make purchases in a bad mood.
The statement that shopping is excellent medicine from Handra and depression, many understand the wrong, too literally.
"Therapeutic" purchases "must be performed only planned and meaningful.
For the negative energy of the acquired things, see below in the articles.

4. Plan your purchases.
- If you just "something you want", then stroll out without money shopping. Approx the clothes, shoes, accessories, decorations and jewelry. Cars can also be "trying to try." Such shopping walks will definitely raise the mood. In addition, there will be tangible benefits from them: first, you do not make thoughtless purchases, and secondly, you can experiment, trying on clothes of different colors and style. In decent stores, sellers will never "face brick" if the client did not bought the thing immediately. Therefore, we do not go to the bazaar and Chinese stores, but solid boutiques. Just get dancing respectable. After all, you also do not really complain homeless. Therefore, you do not need your external species Complete to the heart attack of workers stores.
Such walks are wonderful to make friends with girlfriends.

Before buying something to analyze your wardrobe - sneak it completely. At the same time, clean it from unnecessary and morally obsolete things.
Think what kind of thing you need and with what you will wear it.
Some people are difficult to hypothetically represent it.
Therefore, specialists in style when planning purchases are advised to take a picture of all their things. And shopping for shopping with photos. When you see the thing you like, you need to get a photo and try it to this thing. Then you accurately buy a thing that will fit into your wardrobe.

5. Make purchases only alone.
Girlfriend (mother, sister, grandmother, aunt, colleague for work, etc.) intentionally or unconsciously can prevent you from making the right purchase. Why?
Because she may be afraid to offend you and tell the truth: "This skirt is urgent."
Or sister will hope that then you will give her a velvet dressing dress. In fact, this dress would really go to your sister, but it doesn't go to you at all.
And there can be many reasons for committing an unsuccessful purchase in society girlfriends and relatives.

6. By shopping, also do not rely on the opinion of the seller. Why?
The seller interested person is important to him in any case to sell the goods. Salary depends on this.
Therefore, I often see the sellers deal with people things that urged them, and even sentence them: "As you go, you are very hardware."

7. It is best to shop in two stages:
- At the first stage, you just walken shopping, ask the range and look at the assortment. As I have already written above, such a walk can be turned into a great distracting and entertainment event in the girlfriend's society.
After you can sit nice in the coffee shop and chat souls.
Those. At this stage you choose a thing.
With any believed thing you need to "sleep" at least one night.
Sometimes it happens that the next day you like the thing is no longer interested in the store.

At the second stage, when you know what you need and where it is for sale, you go alone in this place and once again try on the thing. If, after the second fitting, you like it, you acquire it.

8. In the same way, take the perfume.
I use this method, and he never let me down.
If you are confident that during the year you will choose abroad, then postpone the acquisition of Parfum's local boutique to Duty Frey.
You will be surprised, but sometimes what is sold in our city, and what is sold in Duty Frei is different. In addition, there are no fakes in Duty Fries (I really hope) and always cheaper.

9. Do not buy cheap things. As they say, "we are not so rich", etc.
10 blouses for 500 rubles purchased during the year are equal to one more or less high-quality thing that could stay in your wardrobe for years.
I give a tooth that cheap blouses you wear a couple of times, and then they will become ballast in your wardrobe.
This rule refers to everything: to shoes, accessories, etc.

10. Buy shoes and bags only from genuine leather. Alternative to her - high-quality textiles or fur.
Is it worth saying that shoes and leather bags for the 1-2 seasons. And they look like a murderous - cheap, and sometimes vulgarly.
At the time when you enjoy your "extensive" wardrobe out of five pairs of Chinese production shoes for 1000 rubles, the ability to have some quality shoes of noble blood can be irretrievably lost.
In addition, artificial leather shoes harmful legs. Sometimes it is absolutely impossible to wear it, because it does not adapt to the shape of your leg, like genuine leather shoes.
Shoes and bags in any wardrobe must be the most expensive things after jewelry and fur coats from natural fur is a guarantee of health, style and good reputation.

The remaining aspects of successful shopping read the following articles:

A person comes to this world naked. Apparently, this is the natural state of our organism, in which the most close connection with space.
By virtue of various social, weather, aesthetic and the like of the reasons, we are forced to hide our body under clothing. Clothing is what we contact every day. It has already been scientifically proven that around a person there is a certain energy shell, called Aura. Following in the clothes, we introduce into our individual energy field alien. If the field of clothing is negative, it can lead to a violation of our own. Hence the emergence of various problems.

After all, you probably noticed that you can wear one thing without taking off, very long, feel comfortable and comfortable in it, and you want to throw another other way. And the reason is not that it is not beautiful and not fashionable, but simply it is not yours. It makes some kind of imbalance in your energy field, whose violation can even lead to the disease. Therefore, be very careful in buying new clothes. In order to negative impactrelated to clothing did not harm you, you should stick to some, not very complex, rules.

Rule 1.
Never buy clothes in the people who are unpleasant to you.
The subconscious mind often warns about the dangers that we do not see and do not feel. No wonder they say that the first impression of a person is the right one. The fact that you did not like this person can be explained by the fact that your energy fields "work not at one frequency". And this means that you, most likely, did not like this person. And he might think about you not too flattering. No need to be a great magician to charge a negative energy thing. Even the thought flashed in the head imprinted on the product. Having taken clothes from the hands of the seller, you will take a negative energy with it with it.
If someone else's enemy energy will contact you with yours, a failure may occur.

Rule 2.
Talk to your "internal" advice.
Buying clothes, we often ask the advice from friends and loved ones. After all, from the side knows whether it is suitable for this or that thing. But no one will advise you better than you yourself. Unfortunately, not everyone can listen to the voice of their inner "I". To facilitate this task, smart people came up with a very simple device called pendulum. About this, just necessary things, in lately Written and says a lot. Probably everyone knows about it, but few people enjoy in life. But this is not at all difficult. First, we are tight on the thread of 5-10 cm. Georgic (ring, wrench, cross or something else). Secondly, agree with your pendulum about the "language of communication". Here it is necessary to persuade personally, without listening to the draws. For example, before starting working with a pendulum, ask him a question: "What will be with you and you will be? And what will happen? " Pendulum will tell you himself. I have, for example, the system is as follows:
Yes - turnover pendulum clockwise
No - vibrations in a straight line
I do not know - turnover counterclockwise.
Your options can be completely different.
So, by completing these two conditions, you can safely ask your "adviser" when buying clothes: "Does this thing suit me?" Apply the pendulum to the selected thing and wait for you to answer you.
No need to think about the mechanism of work of the pendulum, just trust him. Your subconscious will not let you down.

Rule 3.
Clean clothes energetically.
Even if you bought a new thing that no one wore before you, still do not be lazy to produce its energy cleaning. The thing was lying on the counter, there was a lot of views on it, they touched the strangers. Yes, and the clothes itself did not take it anyway, someone made it. And it is not known what thoughts were in the head at the tailor. The new thing has affected the impact of many people. You will be more useful to get rid of them.
The easiest way to remove the negative energy is rinse in running water. But agree, I don't really want to be washing a new thing. Therefore, one can recommend another cleaning method - the cleansing of fire.
Spread the thing on smooth surface, on the table or on the floor, and spend the burning candle along the contour. It is advisable to have a wax candle, without aromatic additives, if the candle burns smoothly, without hesitation, then the thing does not carry energy negative information. If the flame of the candle is not even, flies or flickering, then the negative is present, the cutting of the candle around the thing must be repeated until the candle is burning smoothly.

Rule 4.
Be careful with things that someone has already wore.
Many people enjoy the services of SECOND Hand stores. I have no complaints about them. Sometimes sometimes I get the original things there. But cleaning of used things is simply necessary. After all, clothing stores information about the old owner for a very long time. We do not know what kind of man was wary, what thoughts he had, and what happened to him. And the clothes remember this and can impose a program of the old owner on you, which is always not desirable.
Therefore, the most important condition: put the thing necessarily, even if it looks good. Water blends all energy information well. Especially good - current water. We have a thing in running water from the crane, and even better rinse (if possible) in the river. No wonder our grandmothers and great-grandmothers went to rinse underwear on the river. Current water carried out all the troubles.
After that, be sure to join the clothes with the iron. This is a reasonable way to clean the fire, whose task to burn out of the clothes is all bad.
If these two ways are not suitable for you (for example, you bought a fur coat and wash it, of course, you will not), then you can use another method of purification - weathelation. Post it on the balcony or on the street, let the wind will work for you.
The same rules must be performed if you give your things to someone. Remove your energy from them so that you do not have any connection with your clothing. After all, it is possible to influence the person through such channels.

Rule 5.
Consider the purchase of clothes with the moon.
Lunar phases, we want it or not, strongly affect our life. And buying clothes is no exception.
If you want the clothes to serve you for a long time, buy new clothes on the growing moon, i.e. When in the sky, a young sickle. This applies not only to the purchase. If you want some reason to pull for a long time, start it at this time. For example, get married on the growing moon, and then there is a probability of a longer union.
But back to the clothes. Do not recommend buying clothes when the moon is in the sign of the lion. The clothes purchased at this time will literally "burn" on you, quickly wear out.
The position of the moon in the signs of the zodiac plays a big role in other matters related to clothing. For example, wash clothing astrologists recommend during the passage of the moon water signs (Cancer, Scorpio, Fish). It is noted that at this time and the laundry is better abandoned, and even soap is better soapy.
Information about finding the moon in the signs of the zodiac and its phases can be obtained in any tear calendar.

And finally
Rule 6.
You trust your feelings more.
Always remember that you are laid very great opportunities. It is only necessary to learn them to use. Relax, discard all the limiting installations, the tips of others and just listen to yourself. And you accurately determine: whether this clothing is for you or bring you harm. The best adviser - you yourself. Learn to trust him. He will never advise bad. Listening to his advice, you can live in harmony with you and the world around the world, an integral part of which is your clothes.

Inga Mayakovskaya

Reading time: 9 minutes

A.

With the development of Internet technologies, people increasingly began to make purchases of goods on the Internet. There are many sites where you can find any product, ranging from cosmetics, clothes and ending with furniture, home appliances.

But all the sites can be believed how not to get to the fishing fraudsters? Need to know some rules for buying things via the Internet.

The advantages of online shopping - what is the benefit of buying goods on the Internet?

Buying things on the Internet is very convenient:

The advantages of Internet shopping are obvious: the convenience of choice, payment, delivery and confidentiality.

Possible risks online store - what you need to know when buying things via the Internet

To the ordered thing you did not disappoint need to be extremely attentive When choosing a product.


Most often, the mistakes that buyer admits are related:

• indicating the size, style (if it's clothing);
• with order decor (The wrong address or mobile phone number is indicated).

The risks of the online store can occur in the following situations:

• If the buyer, paying for the goods, will face dishonest vendors, then can get a bad quality thing or broken (Disabled thing). For example, the camera ordered can get into your hands to the buyer in non-working condition. There are cases that the buyer paid for the goods, but he did not receive it, and the seller's contacts no longer respond.
• Card lock when paying. For example, by choosing a product on a prestigious Internet site, you pay for the goods through the map. But money is blocked at this point. Why? Because The store does not work with overseas bank cards. As a result, access to money is blocked, the store cancels the order. And the upset buyer remains to wait for the return of money, which return within 30 days and spread with the selected product.
• Problems with the carrier. Although, to date, many companies provide their services for the transportation of goods, and it is not difficult to choose a reliable organization, all the same problems with the delivery of goods happen. Most often it is:
  1. Delivery time breaking (when the parcel lies at intermediate points and gets to the buyer for a very long time);
  2. Damage to the packaging and, as a result, damage to the goods;
  3. Loss of parcels on the way. It rarely, but still happens.
• Customs problems. If the order is made in foreign online stores, then difficulties may arise due to the exceedment of customs limits when the parcel is considered a commercial party.